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Amex Blue Cash highest limit?

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Anonymous
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Amex Blue Cash highest limit?

Just wondering what are some of the highest limits that you have seen on a Blue cash card? I opened my card right about a year ago and started with 5k, after spending a ton of money on the card I got a cli which put me at 12k.Which is where I sit at right now.I use the card a lot and I plan on reaquesting another cli seeing as I have put roughly 100k  theough this card in a year or less.I read around and seems like people think the max on the Blue Cash is 25k.Just wondering if this is true or not, I was planning on asking for my limit to be about 30k.What are you r thoughts. Thanks in advance for any input..

Message 1 of 35
34 REPLIES 34
Anonymous
Not applicable

Re: Amex Blue Cash highest limit?


@Anonymous wrote:

Just wondering what are some of the highest limits that you have seen on a Blue cash card? I opened my card right about a year ago and started with 5k, after spending a ton of money on the card I got a cli which put me at 12k.Which is where I sit at right now.I use the card a lot and I plan on reaquesting another cli seeing as I have put roughly 100k  theough this card in a year or less.I read around and seems like people think the max on the Blue Cash is 25k.Just wondering if this is true or not, I was planning on asking for my limit to be about 30k.What are you r thoughts. Thanks in advance for any input..


The automated system will allow you to request up to $25k...anything over would need a pair of eyes and possible scrutiny Smiley Wink

Message 2 of 35
Anonymous
Not applicable

Re: Amex Blue Cash highest limit?

My Blue Cash Preferred opened 10/11 5K initial CL is now at 12,400

 

I also have Blue Cash 7,500 CL and the PR Gold that I've charged 7K on (never tried the "Check Your Spending Ability" so I really have no idea what I could put on that card.

 

All backdated to 91Smiley Wink

Message 3 of 35
Anonymous
Not applicable

Re: Amex Blue Cash highest limit?


@Anonymous wrote:

My Blue Cash Preferred opened 10/11 5K initial CL is now at 12,400

 

I also have Blue Cash 7,500 CL and the PR Gold that I've charged 7K on (never tried the "Check Your Spending Ability" so I really have no idea what I could put on that card.

 

All backdated to 91Smiley Wink


Nice! Congrats on the BCP approval and CLI. I currently have the Blue Cash at $2,600 but applied a week ago for the Blue Sky and was approved instantly for $9,100 which is my highest limit to date. I also applied for the Gold Delta Sky Miles and got the 7-10 day message...checked the application status page a few days later and was approved...called and found out I got the same limit as the Blue Sky Smiley Happy Can't wait for the 61 day to ask for $25k on each Smiley Happy

Message 4 of 35
Creditaddict
Legendary Contributor

Re: Amex Blue Cash highest limit?

With Amex you can request up to 3x current limit and up to 25k... I believe over 25k they want to see financials... now I know many with CL's over the 25 and I feel like they stated they didn't ask it's just what happened.

I do know from personal experience they would not take my fathers Optima above 25k but they had no issues opening other cards taking his limits up to about $67k between mutliple cards before the credit crunch.

Message 5 of 35
Anonymous
Not applicable

Re: Amex Blue Cash highest limit?


@Anonymous wrote:

@Anonymous wrote:

My Blue Cash Preferred opened 10/11 5K initial CL is now at 12,400

 

I also have Blue Cash 7,500 CL and the PR Gold that I've charged 7K on (never tried the "Check Your Spending Ability" so I really have no idea what I could put on that card.

 

All backdated to 91Smiley Wink


Nice! Congrats on the BCP approval and CLI. I currently have the Blue Cash at $2,600 but applied a week ago for the Blue Sky and was approved instantly for $9,100 which is my highest limit to date. I also applied for the Gold Delta Sky Miles and got the 7-10 day message...checked the application status page a few days later and was approved...called and found out I got the same limit as the Blue Sky Smiley Happy Can't wait for the 61 day to ask for $25k on each Smiley Happy


Wow, that's awesome, AmEx can be very generous when they want to be.

 

Are you really going for the full 25K CLI request?

Message 6 of 35
Anonymous
Not applicable

Re: Amex Blue Cash highest limit?


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

My Blue Cash Preferred opened 10/11 5K initial CL is now at 12,400

 

I also have Blue Cash 7,500 CL and the PR Gold that I've charged 7K on (never tried the "Check Your Spending Ability" so I really have no idea what I could put on that card.

 

All backdated to 91Smiley Wink


Nice! Congrats on the BCP approval and CLI. I currently have the Blue Cash at $2,600 but applied a week ago for the Blue Sky and was approved instantly for $9,100 which is my highest limit to date. I also applied for the Gold Delta Sky Miles and got the 7-10 day message...checked the application status page a few days later and was approved...called and found out I got the same limit as the Blue Sky Smiley Happy Can't wait for the 61 day to ask for $25k on each Smiley Happy


Wow, that's awesome, AmEx can be very generous when they want to be.

 

Are you really going for the full 25K CLI request?


Heck yea! Smiley Happy It will be less than 3x the limit...worst case I get less than $25k 

Message 7 of 35
chnceit
Valued Contributor

Re: Amex Blue Cash highest limit?


@Anonymous wrote:

@Anonymous wrote:

My Blue Cash Preferred opened 10/11 5K initial CL is now at 12,400

 

I also have Blue Cash 7,500 CL and the PR Gold that I've charged 7K on (never tried the "Check Your Spending Ability" so I really have no idea what I could put on that card.

 

All backdated to 91Smiley Wink


Nice! Congrats on the BCP approval and CLI. I currently have the Blue Cash at $2,600 but applied a week ago for the Blue Sky and was approved instantly for $9,100 which is my highest limit to date. I also applied for the Gold Delta Sky Miles and got the 7-10 day message...checked the application status page a few days later and was approved...called and found out I got the same limit as the Blue Sky Smiley Happy Can't wait for the 61 day to ask for $25k on each Smiley Happy

 


What was the wait time between applications?


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 8 of 35
Anonymous
Not applicable

Re: Amex Blue Cash highest limit?

I applied for the Blue Sky and Delta the same day but for some reason the delta took 5 days to approve and got hit with another inquiry but I'm okay with that since I was approved and matching credit limit Smiley Happy

Message 9 of 35
boomhower
Valued Contributor

Re: Amex Blue Cash highest limit?

Yeah, $25k is the max without them getting up close and personal with you finances.  If you have the income to back up the request I imagine they will go pretty much as high as you can justify.  I haven't actually heard of any absolute max they have.

Message 10 of 35
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