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Amex CLI More than 3X the current limit??

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avv7c0
Regular Contributor

Re: Amex CLI More than 3X the current limit??


@Creditaddict wrote:

@h4ldol wrote:

So the BCE card has an upper limit CL of $25k?  Interesting,  but not disappointing for me as $25k is my target CL. 

 

What do you mean by 'hard limit' though?  It's possible to get a higher CL than $25k with one?


Are you being serious when you say you have a Target Red Store card with $25,000 limit?


LOL. I'm pretty sure he means "target CL" as in goal or dream, not actual Target store. Smiley LOL

----------------------------------------------------------
Fico Scores:
EQ - 811 (Feb '14)
TU - 829 (Mar '14)
EX - 814 (Mar '12) - Lender Pull
Message 11 of 38
LS2982
Mega Contributor

Re: Amex CLI More than 3X the current limit??


@avv7c0 wrote:

@Creditaddict wrote:

@h4ldol wrote:

So the BCE card has an upper limit CL of $25k?  Interesting,  but not disappointing for me as $25k is my target CL. 

 

What do you mean by 'hard limit' though?  It's possible to get a higher CL than $25k with one?


Are you being serious when you say you have a Target Red Store card with $25,000 limit?


LOL. I'm pretty sure he means "target CL" as in goal or dream, not actual Target store. Smiley LOL


Smiley LOL




EQ FICO 548 3/3/16
Message 12 of 38
Creditaddict
Legendary Contributor

Re: Amex CLI More than 3X the current limit??


@LS2982 wrote:

@avv7c0 wrote:

@Creditaddict wrote:

@h4ldol wrote:

So the BCE card has an upper limit CL of $25k?  Interesting,  but not disappointing for me as $25k is my target CL. 

 

What do you mean by 'hard limit' though?  It's possible to get a higher CL than $25k with one?


Are you being serious when you say you have a Target Red Store card with $25,000 limit?


LOL. I'm pretty sure he means "target CL" as in goal or dream, not actual Target store. Smiley LOL


Smiley LOL


LOL, okay... I just about died!

Message 13 of 38
Walt_K
Senior Contributor

Re: Amex CLI More than 3X the current limit??


@lurk2mem1 wrote:

Yes I have the BCE and the highest you can go without a hard limit is 25k. Right now I have a 1k CL on the BCE (really sucks)! I'm going to go for the 3X increase to 3K. Still low as I use this card the most. I would like at least 5K, but I don't think AMEX will allow it so I wont even bother. Just wanted to know if anyone magically pulled off a CLI >3X the current CL.

 

Maybe not. Smiley Frustrated


Do we know that BCE has a limit of $25K or is this perhaps being confused with the fact that $25K is highest you can request through automated system?  Thanks for any further insight you have.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Message 14 of 38
Anonymous
Not applicable

Re: Amex CLI More than 3X the current limit??

I just read this one I know it's kind of old but it's hilarious!!

 

Smiley Happy

Message 15 of 38
h4ldol
Contributor

Re: Amex CLI More than 3X the current limit??


@Anonymous wrote:

I just read this one I know it's kind of old but it's hilarious!!

 

Smiley Happy


It's only one day old actually!  But to clarify, the $25k is the CL I hope to get my BCE to someday, not the CL on my Target card. Smiley Tongue

Message 16 of 38
LS2982
Mega Contributor

Re: Amex CLI More than 3X the current limit??


@h4ldol wrote:

@Anonymous wrote:

I just read this one I know it's kind of old but it's hilarious!!

 

Smiley Happy


It's only one day old actually!  But to clarify, the $25k is the CL I hope to get my BCE to someday, not the CL on my Target card. Smiley Tongue


Smiley Very Happy




EQ FICO 548 3/3/16
Message 17 of 38
Anonymous
Not applicable

Re: Amex CLI More than 3X the current limit??

It is not the max CL allowed on the card. All revolvers have the same 25k limit on online/automated requests.
Message 18 of 38
lurk2mem1
Valued Member

Re: Amex CLI More than 3X the current limit??


@h4ldol wrote:

So the BCE card has an upper limit CL of $25k?  Interesting,  but not disappointing for me as $25k is my target CL. 

 

What do you mean by 'hard limit' though?  It's possible to get a higher CL than $25k with one?


Sorry, I meant a hard "pull" not "limit." If you want more than 25K, AMEX will ask for more information perhaps even a justification?

 

I was trying to resolve server issues yesterday so I wasn't quite paying attention while typing..Smiley Embarassed

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Message 19 of 38
Anonymous
Not applicable

Re: Amex CLI More than 3X the current limit??

Haha Ok Ok you got me!

 

But guess why I'm smiling now?

 

Take a look at my score as of a couple days ago!!

 

WOOPWOOP!!

 

Smiley Happy

Message 20 of 38
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