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I'm wanting to improve my odds for a good CLI from Amex when the 180 days is up from my last CLI - which is less than 60 days.
What type of spend do they like to see? Should I be spending a lot and paying it off each month before statement cuts? Or should I spend more conservatively?
I have the BCP with an $11k limit, and use it for everything I get at grocery store so spend $300 - $500 a month and usually PIF before statement cuts, never carry a balance. Should I show them some extra love and run larger purchases I normally wouldn't through the card?
Also, I've read about the 3x CLI - is that something I should try at my current limit? If that is too much will they counter? Or will it just be an automatic denial if I ask too much?
My current income is about $85k, scores are in siggy. I have no collections (last one fell off this month, yay!!).
Any advice on how to get great CLI from them is appreciated!
Thanks! I'll try to find the thread - the threads I found when searching didn't have the info I was looking for. I'll try different spellings. Thanks
GM hit the nail on the head already. Personally I usually put a couple of hundred on mine, statement cuts, and autopay the balance each month. Went from an opener of 10K to 30K to 50K w/o any issues. Just use it like the public would and not a forum reader around here playing the game with it. BTW I put some AMEX links into a thread in my signature for quick access w/o seaching.