cancel
Showing results for 
Search instead for 
Did you mean: 

Amex CLI Question

tag
Anonymous
Not applicable

Amex CLI Question

I'm wanting to improve my odds for a good CLI from Amex when the 180 days is up from my last CLI - which is less than 60 days.

 

What type of spend do they like to see? Should I be spending a lot and paying it off each month before statement cuts? Or should I spend more conservatively? 

 

I have the BCP with an $11k limit, and use it for everything I get at grocery store so spend $300 - $500 a month and usually PIF before statement cuts, never carry a balance. Should I show them some extra love and run larger purchases I normally wouldn't through the card?

 

Also, I've read about the 3x CLI - is that something I should try at my current limit? If that is too much will they counter? Or will it just be an automatic denial if I ask too much?

 

My current income is about $85k, scores are in siggy. I have no collections (last one fell off this month, yay!!).

 

Any advice on how to get great CLI from them is appreciated!

Message 1 of 4
3 REPLIES 3
Gmood1
Super Contributor

Re: Amex CLI Question

You don't need to do anything special. Unless your utilization on the card is above 30%. Let the statement cut and just PIF by due date. You'll be rocking a $30k limit very soon! Asked for 3x your current when the time comes and let the system counter offer. It may just give you what you want. The Amex thread has a lot of great info.
Message 2 of 4
Anonymous
Not applicable

Re: Amex CLI Question

Thanks! I'll try to find the thread - the threads I found when searching didn't have the info I was looking for. I'll try different spellings. Thanks

Message 3 of 4
austinguy907
Valued Contributor

Re: Amex CLI Question

GM hit the nail on the head already.  Personally I usually put a couple of hundred on mine, statement cuts, and autopay the balance each month.  Went from an opener of 10K to 30K to 50K w/o any issues.  Just use it like the public would and not a forum reader around here playing the game with it. BTW I put some AMEX links into a thread in my signature for quick access w/o seaching.

Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.