@Anonymous wrote:
If a user history has a somewhat aged account with a documented history of being able to support repayment amounts at an aggregate assessment I’d just live life and make your purchases.
For very justifiable reasons site users analyze potentials and pitfalls. At times we just need to use the card for our lives transactions and call it good.
A recent business plat account that goes wild on early spend is likely to have a very different experience than a moderate/seasoned acct that passes business expenses through the card.
There are anecdotal posts on this forum to support or counter.
A tool imo designed for the personal consumer to have some peace of mind a larger than typical purchase for them shouldn’t be too consequential to a business with the cash flow and cash reserves to process organic spend.
The card is new but I have been a customer since 2014. My highest single-card balance on another Amex account has been ~$40k and single largest payment was ~$27k (both in 2018). But that kind of spend is far above average for me.
Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
