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Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

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Anonymous
Not applicable

Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?
Message 1 of 11
10 REPLIES 10
MM1234
Regular Contributor

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

I read on here I think - if you stay under $24K CL it should be ok depending on your Income you enter. I was going up and upping mine monthly but I reached 20k and have STOPPED. I was even thinking to go back and have it reduced. I like my AMEX and dont want to risk losing it or having my account reviewed.

What started out as LOVE BUTTON fun, can backfire on me! Yikes.
Message 2 of 11
Anonymous
Not applicable

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

Maybe some people who have gotten F/R's can check their soft pulls from Amex and see if they have more than normal going back 2 or 3 months?
Message 3 of 11
Anonymous
Not applicable

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

There's another thread here where an AMEX customer just got FR'ed on a CC with a CL of only $1,000.

Time for AMEX customers to start rejecting FRs in droves.
Message 4 of 11
fused
Moderator Emeritus

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?



TheNewWorldMan wrote:
There's another thread here where an AMEX customer just got FR'ed on a CC with a CL of only $1,000.

Time for AMEX customers to start rejecting FRs in droves.

AGREED!
Message 5 of 11
fused
Moderator Emeritus

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?



ilovepizza wrote:
Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?


No not necessarily. Amex is known to review (soft inqs) their card holder's CRs.
Message 6 of 11
Anonymous
Not applicable

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

im going into my 3 week of Fr , no answer. also my credit was redused on 2 chase cards today.
i think the feds got someting to do with this,
 
thx
 
sam
Message 7 of 11
Anonymous
Not applicable

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

Does Amex F/R 800+ scores?
Does Amex F/R 700+ scores?

Message Edited by ilovepizza on 08-17-2007 01:03 PM
Message 8 of 11
Anonymous
Not applicable

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

I doubt it has anything to do with credit scores, because it seems like people all over the credit spectrum are getting FR'd a couple of months after opening new accounts. It seems like they just want to verify income to ensure they will be paid.
 
Advice to people wanting to get an AMEX: DON'T LIE ABOUT YOUR INCOME ON THE APPLICATION!! and expect an FR within 3 months.
 
But I honestly think once you successfully go through one, unless there is unusual activity on your account, you will probably be good to go for quite a while.
 
Ken
 
Message 9 of 11
Anonymous
Not applicable

Re: Amex F/R. Any unusual soft inquiries before it happens? Is there a warning?

oh no, i lied, BIG time. Ha, i included my bonus for this yr 5k. i dont thiink that will affect???
 
60  to 65k
 
 
thx
 
sam
Message 10 of 11
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