Amex Gold adding authorized user

Anonymous · ‎05-27-2019

So I’ve been piggy backing off my brother and he’s been adding me as an authorized user on his cards. It’s been helping get my score up. He tried to add me to his Amex PRG and it said we can’t give u a decision right now you’ll receive a letter in 14 days. I’ve never had an amex so I never burned them. Is this normal? Adding me as an authorized user to any other card always just went thru. This is the first time we’ve seen a message like this. If anyone else has experienced this I’d like to hear the outcome. Thanks

elim · ‎05-27-2019

It is possible to be denied as an Amex AU (I assume it is their way of protecting the primary cardholder from default). For what it's worth... I added my GF when she had 600ish scores as an AU on my PRG, she received the "14 day" message, and was finally approved.

Anonymous · ‎05-28-2019

@Anonymous wrote:
So I’ve been piggy backing off my brother and he’s been adding me as an authorized user on his cards. It’s been helping get my score up. He tried to add me to his Amex PRG and it said we can’t give u a decision right now you’ll receive a letter in 14 days. I’ve never had an amex so I never burned them. Is this normal? Adding me as an authorized user to any other card always just went thru. This is the first time we’ve seen a message like this. If anyone else has experienced this I’d like to hear the outcome. Thanks

I did not have an issue when being added as an authorized user on 2 cards. So, no experience with this. However, I am interested to know what happens. Please update when you receive a decision.

Anonymous · ‎05-29-2019

So as stated above your reply ... what he said is
what worried me ... my credit score ... it’s in the low 500s ... but 2 days ago I received an email from American Express with confirmation of email address update to my account. I’ve never had an American Express account. They’ve never had my email until adding an authorized user. The email was For an American Express gold card and it shows an account ending number which is different from the primary account number. It also says thank you for your card membership. Has my name not the primary owners. This leads me to believe I have been approved. I’m not sure if my brother has received any emails about the situation but I don’t see why they would send me an email and pretty much give me a different account number if they weren’t sending me a card. So hopefully in a few days I have my card. We did the request may 25th and it’s not exactly an approval email but they responded may 27th much quicker than the 14 days. So fingers crossed and everything works out how I think it is

Anonymous · ‎05-29-2019

@Anonymous wrote:
So as stated above your reply ... what he said is
what worried me ... my credit score ... it’s in the low 500s ... but 2 days ago I received an email from American Express with confirmation of email address update to my account. I’ve never had an American Express account. They’ve never had my email until adding an authorized user. The email was For an American Express gold card and it shows an account ending number which is different from the primary account number. It also says thank you for your card membership. Has my name not the primary owners. This leads me to believe I have been approved. I’m not sure if my brother has received any emails about the situation but I don’t see why they would send me an email and pretty much give me a different account number if they weren’t sending me a card. So hopefully in a few days I have my card. We did the request may 25th and it’s not exactly an approval email but they responded may 27th much quicker than the 14 days. So fingers crossed and everything works out how I think it is

Sounds like you've been added! Congratulations! Reach out to your brother to see if he has heard anything. Hopefully, you will be receiving your card soon.

Anonymous · ‎05-31-2019

I am pretty much 100% sure I’ve been added. Logging into the main account and clicking on the gold card appears a drop down menu and u can click on view additional card members. After clicking my name appears!! So happy that I wasn’t denied and I don’t have to worry anymore. They never sent any emails about being added or approved they just kind of did it.

Anonymous · ‎05-31-2019

@Anonymous wrote:
I am pretty much 100% sure I’ve been added. Logging into the main account and clicking on the gold card appears a drop down menu and u can click on view additional card members. After clicking my name appears!! So happy that I wasn’t denied and I don’t have to worry anymore. They never sent any emails about being added or approved they just kind of did it.

Congratulations!! So happy for you! I know how you feel! Believe me!

Have you talked to your brother so to see if he's received the card so that you can setup your account?

Anonymous · ‎05-31-2019

Congrats and lets us know what your score changes too....

Anonymous · ‎06-01-2019

@Anonymous wrote:
@Anonymous wrote:
So I’ve been piggy backing off my brother and he’s been adding me as an authorized user on his cards. It’s been helping get my score up. He tried to add me to his Amex PRG and it said we can’t give u a decision right now you’ll receive a letter in 14 days. I’ve never had an amex so I never burned them. Is this normal? Adding me as an authorized user to any other card always just went thru. This is the first time we’ve seen a message like this. If anyone else has experienced this I’d like to hear the outcome. Thanks
I did not have an issue when being added as an authorized user on 2 cards. So, no experience with this. However, I am interested to know what happens. Please update when you receive a decision.

I received my card today! It’s the heavy metal gold card. My brothers card is the flimsy one that says premier rewards. Surprisingly it says member since 2017 but ive never had an American Express and my brothers card says member since 2018. I Activated it and tried it everything’s good!

Brian_Earl_Spilner · ‎06-01-2019

@Anonymous wrote:
@Anonymous wrote:
I am pretty much 100% sure I’ve been added. Logging into the main account and clicking on the gold card appears a drop down menu and u can click on view additional card members. After clicking my name appears!! So happy that I wasn’t denied and I don’t have to worry anymore. They never sent any emails about being added or approved they just kind of did it.
Congratulations!! So happy for you! I know how you feel! Believe me!

Have you talked to your brother so to see if he's received the card so that you can setup your account?

The cards get sent to the AU. The main account holder can activate the card, but that's it other than being able to set spending limits and alerts.