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Amex Luv Button Mistake! Update!

tag
Express
Frequent Contributor

Amex Luv Button Mistake! Update!

Amex Luv Button Mistake!

Have this happen to you?

 

 I think I hit the Amex Luv Button two many times. I was trying for the 3x CLI on my Costco Amex  I hit the button one day before my 6 month date and the day after my 6 month date and got a message stating that  further Information would be needed:smileysad: and I would be notified by mail within 7 to 10 days.:smileymad:

Look's like a FR?

________________________________________________________________________________________________

 

I was right it's a FR! Smiley Sad Form 4506T And they took away my Luv Button!Smiley Sad 

CL $408,200
Message 1 of 14
13 REPLIES 13
myjourney
Super Contributor

Re: Amex Luv Button Mistake! Update!


@Express wrote:
Amex Luv Button Mistake!

Have this happen to you?

 

 I think I hit the Amex Luv Button two many times. I was trying for the 3x CLI on my Costco Amex  I hit the button one day before my 6 month date and the day after my 6 month date and got a message stating that  further Information would be needed:smileysad: and I would be notified by mail within 7 to 10 days.:smileymad:

Look's like a FR?

_____________________________________________________________________________________________________________________________

 

I was right it's a FR! Smiley Sad Form 4506T And they took away my Luv Button!Smiley Sad 


Sorry to hear

Good luck tho

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 14
Express
Frequent Contributor

Re: Amex Luv Button Mistake! Update!

thanks!

CL $408,200
Message 3 of 14
shakalaka
Established Contributor

Re: Amex Luv Button Mistake! Update!


@Express wrote:

thanks!


How much did you request and are your accounts frozen?

 

If they are not frozen, they just need additional information. If you did request above 25K this is normal and no FR.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 4 of 14
Express
Frequent Contributor

Re: Amex Luv Button Mistake! Update!

Only $10,000 more on my Costco card. No the account was not frozen

  

     It was probably because of me pushing that button two early!  Smiley Mad

CL $408,200
Message 5 of 14
shakalaka
Established Contributor

Re: Amex Luv Button Mistake! Update!


@Express wrote:

Only $10,000 more on my Costco card. No the account was not frozen


Will the 10K shoot you above 25K? If they account is not frozen, it is normally no FR. If you do not comply with the request, you do not get the CLI but nothing else will happen. See the sticky  http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071http://



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 6 of 14
Express
Frequent Contributor

Re: Amex Luv Button Mistake! Update!

Sorry about that it was $15.000 more, That would have put it at $20,000

CL $408,200
Message 7 of 14
Dustink
Valued Contributor

Re: Amex Luv Button Mistake! Update!

I have also read that if total credit lines with AMEX go beyond $35k you also must provide income verification.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 8 of 14
somnipotent
Frequent Contributor

Re: Amex Luv Button Mistake! Update!

Well, you have two choices.  Reply or not.  If not, they will close your accounts.  You shouldn't have anything to worry about if you were honest about your income.


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Message 9 of 14
Express
Frequent Contributor

Re: Amex Luv Button Mistake! Update!

No worries at all!

CL $408,200
Message 10 of 14
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