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Amex Membership rewards vs. Membership rewards express

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sammyfire2001
Frequent Contributor

Amex Membership rewards vs. Membership rewards express

Does anyone know the main differences between the 2?
As of Apr 2019: EX - 734; EQ - ??? TU - 748
Message 1 of 19
18 REPLIES 18
Creditaddict
Legendary Contributor

Re: Amex Membership rewards vs. Membership rewards express

membership rewards you get into after adding a charge card to the mix, your credit cards than qualify to be upgraded to membership rewards instead of express... the difference, don't know exact % but you get more with regular membership rewards vs. express, I want to say 2?? someone else?
Message 2 of 19
MidnightVoice
Super Contributor

Re: Amex Membership rewards vs. Membership rewards express

I have a boring blue and it says I am in the Membership Rewards® Program
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 3 of 19
Creditaddict
Legendary Contributor
Message 4 of 19
haulingthescoreup
Moderator Emerita

Re: Amex Membership rewards vs. Membership rewards express

Try this. A new member once posted this link to a press release explaining the differences:

http://home3.americanexpress.com/corp/pc/2007/mrtier.asp
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 5 of 19
Creditaddict
Legendary Contributor

Re: Amex Membership rewards vs. Membership rewards express

oh so when it comes to points, unless your traveling you don't actually earn more.
but if you travel and hotel a lot then the higher up you are in point program the better.
I still can't figure out what I'm earning on my gold business card, because my points make it look like about 5% but I thought it was just 1 point, not complaining but would be nice to be able to calculate
Message 6 of 19
haulingthescoreup
Moderator Emerita

Re: Amex Membership rewards vs. Membership rewards express



@Creditaddict wrote:
oh so when it comes to points, unless your traveling you don't actually earn more.
but if you travel and hotel a lot then the higher up you are in point program the better.
I still can't figure out what I'm earning on my gold business card, because my points make it look like about 5% but I thought it was just 1 point, not complaining but would be nice to be able to calculate



AmEx rewards point calculations make FICO scoring look like 2th grade arthmetic. Smiley Tongue
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 7 of 19
Creditaddict
Legendary Contributor

Re: Amex Membership rewards vs. Membership rewards express

last month, charged $5657.82
Statement shows points awarded as soon as I pay 39,500
 
I traded ALL my points in last month for statement credit, so these are all new this month.
Message 8 of 19
Anonymous
Not applicable

Re: Amex Membership rewards vs. Membership rewards express



Creditaddict wrote:
 
I traded ALL my points in last month for statement credit, so these are all new this month.


What is the redemption rate for a statement credit?

 
Message 9 of 19
Creditaddict
Legendary Contributor

Re: Amex Membership rewards vs. Membership rewards express

10,000=$50
 
I think that's pretty **bleep** good
Message 10 of 19
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