Amex No Longer Backdating to Credit Bureaus

[Anonymous]

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@ksantangelo23 wrote:

Hm, I spoke to a CSR last Friday (March 27th) looking into why my BCP card is still reporting as 2013, while my Hilton was backdated to 2007. CSR said it will be fixed, and she didnt know why the card wasnt backdated correctly.

My statement cuts in a week, so, we'll see.

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Methinks the Amex CSR OP got does not know what he/she is talking about....

[longtimelurker]

JUst asked on the Amex forum, see if some employees respond.

[bigDEElight]

This would be a hugeeeee blow! Definitely would keep me from acquiring a 3rd AMEX!

[ksantangelo23]

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@Anonymous wrote:

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@ksantangelo23 wrote:

Hm, I spoke to a CSR last Friday (March 27th) looking into why my BCP card is still reporting as 2013, while my Hilton was backdated to 2007. CSR said it will be fixed, and she didnt know why the card wasnt backdated correctly.

My statement cuts in a week, so, we'll see.

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Methinks the Amex CSR OP got does not know what he/she is talking about....

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Hope so!

[ksantangelo23]

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@longtimelurker wrote:

JUst asked on the Amex forum, see if some employees respond.

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Can you post a link? Or is that agaisnt forum rules 

[longtimelurker]

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@ksantangelo23 wrote:

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@longtimelurker wrote:

JUst asked on the Amex forum, see if some employees respond.

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Can you post a link? Or is that agaisnt forum rules 

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I did once and it was deleted because, well, who knows.  So following myfico "rules", search for community@amex

[ojefferyo]

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@ksantangelo23 wrote:

Hm, I spoke to a CSR last Friday (March 27th) looking into why my BCP card is still reporting as 2013, while my Hilton was backdated to 2007. CSR said it will be fixed, and she didnt know why the card wasnt backdated correctly.

My statement cuts in a week, so, we'll see.

EDIT: I called their credit reporting division directly, not frontline CSRs

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I have the same problem with mine too. My PRG was reported correctly to 1995 and my Hilton was reported 2000. I called this morning to the credit bureau after they have alredy corrected the PRG and they said that it's reporting correctly and nothing else can be done, yet my PRG is reporting the real correct date of 1995. I don't understand why they can fix one and leave the other hanging.  Wonder how this is going to affect future cards for current members. I hope this is just a rumor. 

[Open123]

Irrespective of the MSD date on the physical card, all of my apps have always reflected correctly on the CRAs, as recent as a month ago on a PRG.

[Gunnar419]

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@Anonymous wrote:

If this is true it eliminated the last advantage AMEX had over other creditors. Major blow

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+1

IF it's true it would not only be a blow to cardholders, but to Amex itself. Would be a very dumb move for them, given all the other setbacks they've had lately.

I'd hold off on making any assumptions for now, but sure would dread it if this news turned out to be correct.

[mxp114]

Actually this change makes sense, because American Express has been providing inaccurate data to the bureaus by reporting an incorrect account opening date. This information should reflect the actual account opening date. If this is true, be happy they don't retroactively correct the previously reported misinformation.