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Amex Personal & Business

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zeeks87
Valued Member

Amex Personal & Business

Hello, Everyone does anyone know how many charge cards from Amex can one have ? How often can you apply? Do business charge cards count? Does if affect your personal card count?

I have 

Amex Platinum 

Amex Cash Preferred 

Amex Plum Business 

Amex Cash Preferred (co account)

I'd appreciate any info thanks!

Message 1 of 5
4 REPLIES 4
simplynoir
Community Leader
Mega Contributor

Re: Amex Personal & Business


@zeeks87 wrote:

Hello, Everyone does anyone know how many charge cards from Amex can one have ? How often can you apply? Do business charge cards count? Does if affect your personal card count?


Presumably all charge cards both personal and business if credit holds

For charge cards again as many as AMEX will let you; revolvers is two every 90 days

Biz cards count against what?

"Personal card count"?

Message 2 of 5
wasCB14
Super Contributor

Re: Amex Personal & Business

Most people are limited to 5 revolvers (personal and small business combined). I'm not sure how corporate cards are treated.

 

Some people can exceed this limit of 5, but the particular income and credit requirements aren't clear.

 

No limit on the number of charge cards.

Personal spend: Amex Gold, Amex Schwab Plat., BofA PR+CCR(x2), Costco
Business use: Amex Bus. Plat., BBP, Lowes Amex AU, CFU AU
Perks: Delta Plat., United Explorer, IHG49, Hyatt, "Old SPG"
Mostly SD: Freedom Flex, Freedom, Arrival
Upgrade/Downgrade games: ED, BCE
SUB chasing: AA Platinum Select
Message 3 of 5
zeeks87
Valued Member

Re: Amex Personal & Business

What i meant about count is what will Amex allow you to have Isint it a max of 5 or does that limit not include biz charge cards or personal charge cards.?

Message 4 of 5
simplynoir
Community Leader
Mega Contributor

Re: Amex Personal & Business


@zeeks87 wrote:

What i meant about count is what will Amex allow you to have Isint it a max of 5 or does that limit not include biz charge cards or personal charge cards.?


As @wasCB14 stated charge cards for both personal and business versions will not count against the limit. That is reserved for revolvers only

Message 5 of 5
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