The first and best way to earn right now is make sure you are prepared to meet the sign-up bonus requirements.
The amex platinum NPSL card as you may expect, earns most MR via the Amex Travel portal -- Airfare and Hotels.
Beyond that selective spending can be helpful. Amex offers can potentially yield some extra MR and cashback.
Among the benefits are a slew of ways to reap value from the card if it's applicable to your lifestyle, etc. It's good to study the benefits list and see what all it covers, it's somewhat diverse so something is likely to be useful and of value. A variety of them require enrollment, so be sure to enroll if required.
If you truly want to maximize the platinum be prepared to dig in and learn about airline partners, their miles programs and award flights. This is the area where the MR points are considered the most valuable. To learn more about it a good place to start is https://www.flyertalk.com/
I've been satisfied with perks from 'Fine Hotels and Resorts', 'Hotel Collection' and lounge access among other simple benefits.
The blue cash... everyday or preferred?
@Swmjason wrote:
Just got my first Amex card Platinum NPSL (1 of 2, the other Blue Cash). How do I use this/these card(s) for maximum points/rewards? Future increases in CLIs ? Current rebuilding from low fives to past 700s ... Thank you all in advance for the help I have received and future guidance.
Congratulations on your approvals.
As @DONZI pointed out, your primary best use is to make sure you earn the signup bonuses within the specified time frames.
For the Blue Cash Preferred, it's simple; try to use it as much as you can on groceries, streaming, gas, and transit.
For the Amex Platinum it's a really complicated subject on how to get the most value from it. Unless you travel a lot by air, you will probably have a tough time getting enough value out of it to justify the annual fee.
The Platinum doesn't have credit limit increases.
With the BCP, no need to worry about Amex CLI's. They're soft pull, and they're relatively easy to get.
Congrats on both of your Amex cards!
For future credit line increases, your Blue Cash reports a credit limit but your Platinum will report your highest credit balance so that may help you push your other card issuers' limits up. My first (personal) Amex card was Amex Platinum and I was able to push all of my spending through that card and that helped me pry open some higher limits on other cards.
For future credit line increases, your Blue Cash reports a credit limit but your Platinum will report your highest credit balance so that may help you push your other card issuers' limits up. My first (personal) Amex card was Amex Platinum and I was able to push all of my spending through that card and that helped me pry open some higher limits on other cards.
