Amex Preapprovals (online)

[Anonymous]

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fused wrote:
accept? If you mean app, yes, there will be a hard inq, maybe more than one too.

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Yup, my Green that I got from that link was definitely a hard on EX.

[Anonymous]

what if they are offering you to upgrade for example: from green to gold, will that result in a hard inq?

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@fused wrote:
accept? If you mean app, yes, there will be a hard inq, maybe more than one too.

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[fused]

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Max09 wrote:

what if they are offering you to upgrade for example: from green to gold, will that result in a hard inq?

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@fused wrote:
accept? If you mean app, yes, there will be a hard inq, maybe more than one too.

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If Amex is offering you an upgrade, it should not be a hard inq, but always ask. If you want to upgrade, do it over the phone.

[Anonymous]

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@fused wrote:

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@Anonymous wrote:

what if they are offering you to upgrade for example: from green to gold, will that result in a hard inq?

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@fused wrote:
accept? If you mean app, yes, there will be a hard inq, maybe more than one too.

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If Amex is offering you an upgrade, it should not be a hard inq, but always ask. If you want to upgrade, do it over the phone.

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I upgraded from Delta SkyMiles Gold to Delta SkyMiles Platinum, at AmEx's "invitation", and there was no hard inq.

As for my alleged preapproved "offers" on that page, they are (***drum roll***):

Blue

Blue Sky

Platinum

Rewards Plus Gold

Preferred Rewards Green 

(Sorry if this is appearing with huge gaps between lines - my browser is behaving screwily, and the cat stumbling/rolling onto the keyboard every five seconds is NOT helping!)

[Anonymous]

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@Anonymous wrote:

Whew!  Thanks -- glad to see my 5 offers were not unique!  (I hate it when I think they're tempting me!)

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@Anonymous wrote:

ok, just did it. I got the following offers:

Blue

Blue sky

Platinum

Gold Plus

Green rewards.

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Same Five for me as well.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Whew!  Thanks -- glad to see my 5 offers were not unique!  (I hate it when I think they're tempting me!)

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@Anonymous wrote:

ok, just did it. I got the following offers:

Blue

Blue sky

Platinum

Gold Plus

Green rewards.

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Same Five for me as well.

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I also have the same five card offers.

[Scamp]

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psychic wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Whew!  Thanks -- glad to see my 5 offers were not unique!  (I hate it when I think they're tempting me!)

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@Anonymous wrote:

ok, just did it. I got the following offers:

Blue

Blue sky

Platinum

Gold Plus

Green rewards.

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Same Five for me as well.

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I also have the same five card offers.

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Me, too.

[oracles]

same here showing for me

I would not get any because I would not pay for an annual fee. However I will pay for my Chase freedom plus AF, but it pays for itself.