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Amex Question?

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Anonymous
Not applicable

Re: Amex Question


@Anonymous wrote:

@Anonymous wrote:

I thought AmEx would not approve the same type of card within a 90 day period of each other, if approved (in this case a Charge Card) and that the second app for another Charge card would just be cancelled?

 

I've been told by AmEx that you can apply for, say, a Blue and a Gold at the same time, but if you app for a Zync and approved you have to wait 90 days to app for another AmEx Charge card and the same with the Blue type of card.

 

I guess this post clears up any misconception I had, either that or confuses me even moreSmiley Very Happy

 

Learning something new everyday (that's why I'm here, to learn).

 

 


amen,,, tosses ur earlier post out the window,, but still true for the blues


You're right about that, I know from first hand experience about the Blue because I was approved for the Blue Cash 3/11 and the very next month AmEx came out with the BCP and I apped for it, and my app was cancelled, I called and was told by 2 different New Account Managers that because I was approved for the Blue Cash 3/11 that I would have to wait till 6/11 to app for the BCP, but I was free to app for any other type of AmEx product.

 

I guess maybe I assumed the same was true with their Charge Cards as well.

Message 11 of 26
Anonymous
Not applicable

Re: Amex Question


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

I thought AmEx would not approve the same type of card within a 90 day period of each other, if approved (in this case a Charge Card) and that the second app for another Charge card would just be cancelled?

 

I've been told by AmEx that you can apply for, say, a Blue and a Gold at the same time, but if you app for a Zync and approved you have to wait 90 days to app for another AmEx Charge card and the same with the Blue type of card.

 

I guess this post clears up any misconception I had, either that or confuses me even moreSmiley Very Happy

 

Learning something new everyday (that's why I'm here, to learn).

 

 


amen,,, tosses ur earlier post out the window,, but still true for the blues


You're right about that, I know from first hand experience about the Blue because I was approved for the Blue Cash 3/11 and the very next month AmEx came out with the BCP and I apped for it, and my app was cancelled, I called and was told by 2 different New Account Managers that because I was approved for the Blue Cash 3/11 that I would have to wait till 6/11 to app for the BCP, but I was free to app for any other type of AmEx product.

 

I guess maybe I assumed the same was true with their Charge Cards as well.


no harm no foul,, same happened to me,, but i app for wrong card,, i wanted BCP and so many damn blue cards i hit the BLUE now im stuck till next yearSmiley Sad

Message 12 of 26
BobbyJ
Frequent Contributor

Re: Amex Question

Thanks, I think I am going to keep both cards and use them.  I apped for both the PR Gold and Zync on the same day within 45 minutes of the first approval.  I checked my CRs and I only took one hit for the dual apps which is nice.  I was told it would be 2 hard pulls.  This was over one week ago.  We will see.  Thanks for the advice.

Fico 8 Scores: EX: 787 (6/25/21) EQ: 788 (6/12/21) TU: 750 (2/21/21)
Fico 9 Scores: EX: 799 (11/9/20) EQ: 794 (10/13/20)

Ch7 BK Filed on 10/13/2013 - Discharged 1/14/14



Amex Blue Cash Preferred $15K | Amex Gold Card | Citi Costco Visa $7700 | USBank Altitude Go Visa Sig $10K | USBank Cash+ Visa $8K | C1 Savor MC Elite $15K | C1 Venture One $10K | C1 Quicksilver Visa Sig $10K | C1 Quicksilver WMC $10K | Penfed Plat Rewards Visa $9,500 | Penfed Power Cash Rewards Visa $11K | Discover IT $7500 | USAA Pref Rewards Visa $5K | Penfed Path Visa $10K | Logix FCU Plat MC $12K | SDCCU Plat Visa $2,500 | Best Buy Visa $2K | Chase Amazon Prime Visa Sig $500 | Consumers CU Visa Cash Rebate $5K | PNC Points Visa $2500 | JCPenney $1,800 | Abound CU Plat Visa $5K | Lowes $7K | HSN Card $3K | Walmart MasterCard $2K | Walmart Store Card $2K | Kohls $1K | Target Red Card $800 | QVC Card $800
Message 13 of 26
Anonymous
Not applicable

Re: Amex Question

Congratulations Bobby, well done!!

Message 14 of 26
CS800
Super Contributor

Re: Amex Question

I got the platinum and the zync within the same week. I was lucky since it was 1 inq for both.



Message 15 of 26
Anonymous
Not applicable

Re: Amex Question


@CS800 wrote:
I got the platinum and the zync within the same week. I was lucky since it was 1 inq for both.

whats the AF on the PLAT?

Message 16 of 26
Anonymous
Not applicable

Re: Amex Question


@Anonymous wrote:

@CS800 wrote:
I got the platinum and the zync within the same week. I was lucky since it was 1 inq for both.

whats the AF on the PLAT?


450 right CS?

Message 17 of 26
Anonymous
Not applicable

Re: Amex Question


@Anonymous wrote:

@Anonymous wrote:

@CS800 wrote:
I got the platinum and the zync within the same week. I was lucky since it was 1 inq for both.

whats the AF on the PLAT?


450 right CS?


falls out of my chairSmiley Surprised

Message 18 of 26
LS2982
Mega Contributor

Re: Amex Question?


@BobbyJ wrote:

I was approved for the Amex Zync and PR Gold last week.  I received the PR Gold last Monday and the Zync today.  Should I cancel the Zync since I really dont plan to use it ?

Just want to get opinions on whether it is worth it to keep the Zync now that I have the PR Gold which is what I prefer.

 

Both cards backdated to 1985.  Yeah!!!!!

 

Thanks.


No, keep it. Run a few charges though it monthly. You want that 85 backdate!




EQ FICO 548 3/3/16
Message 19 of 26
CS800
Super Contributor

Re: Amex Question


@Anonymous wrote:

@Anonymous wrote:

@CS800 wrote:
I got the platinum and the zync within the same week. I was lucky since it was 1 inq for both.

whats the AF on the PLAT?


450 right CS?


Yes Sir



Message 20 of 26
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