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Amex Soft Pull Frequency

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Jayb5635
Established Contributor

Amex Soft Pull Frequency

Hey, does anyone know how often Amex soft pulls card members accounts ??? I would like to finally get a cli on my Blue Cash approved, but only after my lower balances report within a couple weeks.








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 1 of 16
15 REPLIES 15
Fico2Go
Established Contributor

Re: Amex Soft Pull Frequency

If AMEX does a sp it's probably to monitor your activities with the other TLs on your CR.   They don't need to SP to know what you've been doing with their cards. 

 

 

 

 

Discover IT $19,000 == 12/2013
AMEX 12/2013 ---BCP $12,000 === BC $23,000 ----- 04/2014
CHASE SLATE $5,700 === 12/2013
BoA 123 $6000 === 12/2013
Barclay Rewards $1500 == 12/2013
Message 2 of 16
myjourney
Super Contributor

Re: Amex Soft Pull Frequency

A lot and there's no rhyme or reason when and where they'll SP

They pull and check under 3-4 different company names 

Amex 

Amex AR

Amex co

Etc

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 16
Jayb5635
Established Contributor

Re: Amex Soft Pull Frequency

Oh ok. Just trying to time when to request the cli since they go by whatever is the last soft pull they have, and I have been paying down my cards for a bit, just waiting for all the zero balances to report. I suppose I'll have to pull a report from Experian to check when they soft pull me.








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 4 of 16
FinStar
Moderator Emeritus

Re: Amex Soft Pull Frequency


@myjourney wrote:

A lot and there's no rhyme or reason when and where they'll SP

They pull and check under 3-4 different company names 

Amex 

Amex AR

Amex co

Etc


+1

Message 5 of 16
fedxboy
Established Contributor

Re: Amex Soft Pull Frequency

I opened my Delta Amex from a HP on EX 11-15-2013, then PC'd to a BCE on Thanksgiving.

 

Since Jan 8th, I've noticed 3 SP on EX

 

12/5/2013    Amex Express 2

 

12/11/2013  Amex Account Review

 

12/30/2013  Amex Express Co

 



(7/23/16) AMEX FICO EX 728, (6/20/16) Discover FICO TU 747, (7/24/16) Barclays FICO 750 (TC Lines $400+K) AAoA= 4.3 yrs
Message 6 of 16
09Lexie
Moderator Emerita

Re: Amex Soft Pull Frequency


@fedxboy wrote:

I opened my Delta Amex from a HP on EX 11-15-2013, then PC'd to a BCE on Thanksgiving.

 

Since Jan 8th, I've noticed 3 SP on EX

 

12/5/2013    Amex Express 2

 

12/11/2013  Amex Account Review

 

12/30/2013  Amex Express Co

 


New accounts and charge cards  tend to see more SP's

Message 7 of 16
Jayb5635
Established Contributor

Re: Amex Soft Pull Frequency

Something interesting I read here elsewhere is that Amex gets a fresh soft pull from Experian whenever there is a hard pull for new credit. I am applying for the Chase Ink later this month, so then I'm guessing Amex would then have an ideal soft pull for me to then go ahead and ask for the cli.








In my wallet: Amex Platinum NPSL, Amex Everyday Preferred $15,000, Amex Starwood $10,000, Chase Freedom Visa Signature $10,000, Chase Sapphire Preferred Visa Signature $15,000, Chase Ink Plus Visa Signature $5000 Barclaycard Arrival Plus MasterCard World Elite $10,000, Cap One Quicksilver MasterCard $6000, Citi Prestige World Elite MasterCard $10,000, Citi Forward Visa $6900, Citi Premier World Elite MasterCard $5,800, Discover IT $8500
Message 8 of 16
blondy250
Established Contributor

Re: Amex Soft Pull Frequency

The only company that SPs me more then AMEX is Citi.

Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 9 of 16
Anonymous
Not applicable

Re: Amex Soft Pull Frequency

Since my hp on 11/14 for the cards there have been four sp's on EX

 

American Express 2    11/25 & 12/3

Amex Account Review 12/24

American Express Co  12/30

Message 10 of 16
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