Amex Zync & NFCU 2nd card approval

[Anonymous]

I wanted to take advantage of the 5.99% APR BT offer and also get the cashRewards card.

12 days, proof of identity, address and last 2 paystubs later I was approved for $2k.

I'm afraid to push it on getting an CLI upon activation, but what are my chances?

Currently have a nRewards at $5k CL and its the highest limit I have

USAA denied me bc of a charge off that is still on my report, even though I was preapproved for a home loan through them, and could show proof of payment

Zync is still being reviewed

stick a fork in me, I'm done.

At least until my car dies and I'm forced to get one.  My SL2 has over 200,000 on it so I'm hoping she'll last

[Anonymous]

The CSR was able to call my bank to verify my address, and it was close, but I got approval for the Zync!

A CO that was showing unpaid even though its paid almost kept me out but yay!

I chose the Family pack.

[Anonymous]

WTG!!!!!! And no I would def not ask for a CLI.  I go by the 1yr TL rule of thumb.  Some go by 6 months..

[Anonymous]

yea I had the nRewards for 3 years before i asked for that CLI, lol