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Amex adding another user approval?

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ways2go
Frequent Contributor

Amex adding another user approval?

I'm kind of curious is to why Amex had to approve an additional card? What kind of approval process does amex use to issue another card for your account? I never had to provide a ssn for another person on another cc. Does anyone know what they are looking at?
Message 1 of 10
9 REPLIES 9
Creditaddict
Legendary Contributor

Re: Amex adding another user approval?

They use to check if you were blacklisted from amex but they don't anymore.

Message 2 of 10
Kenny
Moderator Emeritus

Re: Amex adding another user approval?

To speak on the blacklisted subject.... I had my mom as an AU on my cards for many years. Last year I guess they found her and removed her as an AU -- I went to add her back on there and boom denied. I then tried with her to app for her own Amex and boom denied -- no HP -- blacklisted.
Message 3 of 10
MoreRewards
Established Contributor

Re: Amex adding another user approval?

How do you add one? Do I need to go online or call?
EQ 773 * EX 786 * TU 797
Message 4 of 10
MoreRewards
Established Contributor

Re: Amex adding another user approval?

Nm found online but need my card to do it which I don't have yet.
EQ 773 * EX 786 * TU 797
Message 5 of 10
ways2go
Frequent Contributor

Re: Amex adding another user approval?

I had to do it by online chat. It seemed like my Everyday card was froze on line to do it. So the rep did it for me. So far American Express customer seems to be very good.
Message 6 of 10
Anonymous
Not applicable

Re: Amex adding another user approval?

I think they still black list AU. Wife was denied when tried to add as AU.
Message 7 of 10
ways2go
Frequent Contributor

Re: Amex adding another user approval?

wonder why that matters?  you as the card holder is ultimately responsible for the bill not the authorized user.

Message 8 of 10
takeshi74
Senior Contributor

Re: Amex adding another user approval?

There's still potential risk even if the original member is ultimately responsible.

Message 9 of 10
OnTheRebound
Established Contributor

Re: Amex adding another user approval?

"Complete the fields below to add an Additional Card Member to your account. All Additional Card Members must be 15 years of age or older and must never have had a defaulted account with American Express."

 

That is from the Additional Card Member page.

Amex BCE $11.1 / Citi Diamond Preferred WMC $12K / Citi Double Cash WMC $3.8K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / AU- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa Signature $6K / GE Lowes $10K
myFico Scores on 10/03/2014
Eq 798 / Exp 811 / Trans 814
CCT Fico 08 on 1/3/16 - Trans 786 / Exp 793 / Eq 797
Message 10 of 10
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