Amex and Chase keeps checking my report

[Anonymous]

Ugh every 2 weeks amex and chase keeps soft pulling my report. I get so paranoid that I dont apply for anything because I dont want them to close my accounts but its getting to the point my soul needs to app and that monkey is on my back beating those application drums lol. Anyone have them keep pulling your reports?

[manyquestions]

---

@Anonymous wrote:
 Anyone have them keep pulling your reports?

---

Yes. That's normal. Or at least not unusual.

[Anonymous]

I've heard they do that if you're a new customer. Also amex provides you with an experian score every month so they are going to soft you at least once a month for that. 

[takeshi74]

---

@Anonymous wrote:
its getting to the point my soul needs to app and that monkey is on my back beating those application drums 

---

Don't apply just to apply.  If the monkey is the reason then you need to get that addressed.

Frequency does seem high in your case but it's normal for your creditors to routinely SP.  You credit profile matters even after approval and they will be keeping an eye out for red flags.

That said, they're not necessarily going to close your accounts just because you do apply.  It all depends on your credit profile and the activity.

[Anonymous]

No not apping just to app I have been getting really good preapproval offers from citi and disc but they ck so much I got paranoid. I have excellent credit so I couldnt figure out why they would do it.

[Anonymous]

OP: do you receive notifications when there is a SP on your credit?  I can only find the section on my dashboard where it shows HPs...