Amex bill pay

[FreedomHammer]

New account BCE. CLI $1000. 

My statement doesn't cut until Aug. 10. 

Balance $504.

Can I pay with my bank via bill pay (push a payment) only a week into the first cycle to minimize my balance? 

Will they accept a bill pay this early in the first month before the statement even cut? 

[SoCalGardener]

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@FreedomHammer wrote:

New account BCE. CLI $1000. 

My statement doesn't cut until Aug. 10. 

Balance $504.

Can I pay with my bank via bill pay (push a payment) only a week into the first cycle to minimize my balance? 

Will they accept a bill pay this early in the first month before the statement even cut? 

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I'm not aware of any reason NOT to do this. As long as you're not overpaying the amount (leaving a negative balance), there shouldn't be a problem.

[FreedomHammer]

Even with a new account? Fingers crossed 

[Anonymous]

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@FreedomHammer wrote:

New account BCE. CLI $1000. 

My statement doesn't cut until Aug. 10. 

Balance $504.

Can I pay with my bank via bill pay (push a payment) only a week into the first cycle to minimize my balance? 

Will they accept a bill pay this early in the first month before the statement even cut? 

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@FreedomHammer  In an earlier thread the suggestion was made to pay by phone.  I'm curious why you wouldn't go that route.

[FreedomHammer]

Because when I spoke to customer service this morning, they said I cannot make a payment until the first statement cuts. 

[Remedios]

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@FreedomHammer wrote:

New account BCE. CLI $1000. 

My statement doesn't cut until Aug. 10. 

Balance $504.

Can I pay with my bank via bill pay (push a payment) only a week into the first cycle to minimize my balance? 

Will they accept a bill pay this early in the first month before the statement even cut? 

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Yes, you can push a payment. 

It's been a while, so forgive me if I'm wrong, but the initial restriction is one payment in the first 30 days. 

If you haven't made any payments, I really don't see what the issue is. 

[coldfusion]

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@Remedios wrote:

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@FreedomHammer wrote:

New account BCE. CLI $1000. 

My statement doesn't cut until Aug. 10. 

Balance $504.

Can I pay with my bank via bill pay (push a payment) only a week into the first cycle to minimize my balance? 

Will they accept a bill pay this early in the first month before the statement even cut? 

---

Yes, you can push a payment. 

It's been a while, so forgive me if I'm wrong, but the initial restriction is one payment in the first 30 days. 

If you haven't made any payments, I really don't see what the issue is. 

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If you're wrong it's because they changed the rules of the game without telling either of us.

[simplynoir]

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@Remedios wrote:

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@FreedomHammer wrote:

New account BCE. CLI $1000. 

My statement doesn't cut until Aug. 10. 

Balance $504.

Can I pay with my bank via bill pay (push a payment) only a week into the first cycle to minimize my balance? 

Will they accept a bill pay this early in the first month before the statement even cut? 

---

Yes, you can push a payment. 

It's been a while, so forgive me if I'm wrong, but the initial restriction is one payment in the first 30 days. 

If you haven't made any payments, I really don't see what the issue is. 

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Yeah, I believe this is for every new account payment you add. So if someone were to add another checking/savings/etc account you can only make one payment with that account within the first 30 days as a sort of probabtionary period

[HeavenOhio]

The restriction is that you're limited to one prepayment, i.e. one payment beyond what one's statement balance calls for. If you have a statement balance, you can use as many payments as you like to pay that balance.

[Mischa]

That's odd. I got my BCP at the end of June (I think first statement will cut 6/27) and I've always had the option to make a payment. I just made one last week. I didn't push it from my bank either, just entered my bank info like normal on the app and it was credited instantly.  

It also still gives me the option. I just checked again. Which is good cuz I plan to make another before my statement cuts. I've read about this before, only 1 payment or no payments before first statement but that hasn't been my situation at all.....