Amex cli

[Anonymous]

I just posted my experience with this. Take a look. Hope it helps. 

-PointsYoda

[mkhan1093]

Not to sound ignorant but what is the credit steps program?

[shoegal]

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@mkhan1093 wrote:

Not to sound ignorant but what is the credit steps program?

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They give you an auto credit limit increase on the 5th statement if you don't get one before that. The wording is usually on the offer area of the preapproval, and if you get approved, they sent you an email explaining how it works and what you need to do. The credit line is usually $500.

[Anonymous]

I was going to say to ride it out as well, I tried to go for the CLI and it didn't work, and then the following month they gave me the CLI without having to request it.  I'm just going to leave it up to them at this point

[MrTom]

Can someone explain the 3x for amex, or tell me where this guide is at??  Im looking at amex right know and seriously considering it.

[Anonymous]

On day 61 after receiving a new AmEx card, you can request a CLI for 3X what your initial credit limit was. After getting the increase, you have to wait 180 days more to request a second increase. Someone else will have to chime in on how long to wait if you get denied since I didn't.

[simplynoir]

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@MrTom wrote:

Can someone explain the 3x for amex, or tell me where this guide is at??  Im looking at amex right know and seriously considering it.

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http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/18110...