Amex link to move credit limits

[SouthJamaica]

Just noticed that my American Express cards now have a link, under "credit management", to "Transfer Available Credit to Another Card".

That's quite a convenience. Without having to speak to a rep, or chat, you can just move limits around.

[jawbrkr]

Oh that is so awesome. I just checked and confirm it is there. Just curious as to why they ask for annual income when you are just trying to move money from one card to another.

[kdm31091]

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@jawbrkr wrote:

Oh that is so awesome. I just checked and confirm it is there. Just curious as to why they ask for annual income when you are just trying to move money from one card to another.

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Most issuers perform a SP and check your creditworthiness even when just swapping limits. Just how things work. They want to make sure nothing major has changed in your profile.

[eddie84]

Thanks for the heads-up SJ but I guess it only works with certain cards.  I have HHonors, SPG & Amex green and none of them works.  I'm guessing it has to be Amex's own cards and not the cobranded ones?

[Anonymous]

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@eddie84 wrote:

Thanks for the heads-up SJ but I guess it only works with certain cards.  I have HHonors, SPG & Amex green and none of them works.  I'm guessing it has to be Amex's own cards and not the rebranded ones.

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It works for the cobranded ones as well.  My SPG cards are available.  Maybe it's the age of your cards.

[eddie84]

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@Anonymous wrote:

It works for the cobranded ones as well.  My SPG cards are available.  Maybe it's the age of your cards.

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Irish, thanks for that and all my cards are from 2013.  Hmm... I wonder how old they have to be before become eligible.

[ndjim75]

Thanks for the info! Just as a data point, I have the HHonors Surpass card that is only 3 months old. It had a $7500 limit and I just moved $5500 over to my EDP which is about 7 months old. I used the link under credit management. Everything seemed to take just fine, but it did say it would be 7-10 days to process.

[Creditaddict]

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@ndjim75 wrote:

Thanks for the info! Just as a data point, I have the HHonors Surpass card that is only 3 months old. It had a $7500 limit and I just moved $5500 over to my EDP which is about 7 months old. I used the link under credit management. Everything seemed to take just fine, but it did say it would be 7-10 days to process.

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that usually means it didn't work.

When the link is working and when the accounts are eligible similar to Amex cli they will be instant!

[Anonymous]

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@eddie84 wrote:

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@Anonymous wrote:

It works for the cobranded ones as well.  My SPG cards are available.  Maybe it's the age of your cards.

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Irish, thanks for that and all my cards are from 2013.  Hmm... I wonder how old they have to be before become eligible.

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It's not the age then because my SPG cards are 'younger' than yours.  Puzzling.

[DoroLucky]

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@eddie84 wrote:

Thanks for the heads-up SJ but I guess it only works with certain cards.  I have HHonors, SPG & Amex green and none of them works.  I'm guessing it has to be Amex's own cards and not the cobranded ones?

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Doub't it and the link is there for my Delta Gold. Also, it won't show up for any of the charge cards: Green, PRG, Plat, etc. And I don't think age is a factor because all my cards are from 2015 and 2016.