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Amex over the limit Question

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Jccflat
Established Contributor

Amex over the limit Question

So I have a blue cash American Express card with a $1000

a  company tried by mistake  to charge this card for $1800 Instead  of a different card They have on file with a bigger limit 

Of course it got declined and I got an email from amex that the charge was over the limit and it's decline

Now my question is did I just ruin my relationship with a Amex  for getting credit line increase in future

 as I know for return payments for example  it's a damage?

 

Just to add that I have a great history with a Amex  I do tons of payments each time I use the card

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Amex over the limit Question

None of us can speak for Amex but this is nothing like a returned payment.

Personally I would not be at all concerned.

Message 2 of 5
Remedios
Credit Mentor

Re: Amex over the limit Question

Nah, you're fine. 

Message 3 of 5
BetterMoves
Regular Contributor

Re: Amex over the limit Question

Nothing to be concerned about.

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American Express Blue Cash Preferred
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American Express Gold
Message 4 of 5
rostrow416
Established Contributor

Re: Amex over the limit Question

They declined the charge, Amex won't hold that against you.  You're fine.

AMEX Gold | Purdue FCU $20,000 | FNBO Evergreen $15,000 | TFCU Plat Visa $15,000 | PenFed Platinum Rewards $15,000 | PenFed Pathfinder $15,000 | Citizen's Bank Cash Back+ $15,000 | Synchrony Premier MC $10,000 | SG Visa $10,000 | NFCU MoreRewards $7,000 | NFCU cashRewards $17,000 | Discover IT $6,000 | Capital One BuyPower $950 | AMEX BCP $5,000 | AMEX Amazon Prime Business $3,000

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