Amex platinum purchase verifacation

zerbherb · ‎03-09-2015

Not for me, doing recon for grandma. So she purchased a second mac just 8 days after the first and the latest purchase wasdeclined. I think this is good on amex, why would a old person buy two macs in 8 days bravo to them. Am i right?

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Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207

ibmrad7 · ‎03-09-2015

Could be that or something else. No way to figure out their algo.

Grandma can purchase 2 gifts in a week for 2 grand kids. Right?

DantGwyrdd · ‎03-09-2015

It makes sense to me to flag that. I get that you might buy one of something now and then another one in a week, but for something of the scale of a relatively expensive computer, I'd imagine if you were buying two (from the same place), that you'd get them at the same time (i.e., you'd know you need two from the get go). I'm also gonna guess that in this particular case, even the first mac probably stood out and the second one just made the flag definite.

zerbherb · ‎03-09-2015

Actually funny story. The mac was for my sister, she got her a fully loaded air and they just updated it so i returned it. To purchase the updated version. Yes it was fraud protection good job on amex.

Makes me think they are immieditly going to flag the 32 core macpro purchase when ever the hell that comes out. That would be for me, would be complete overkill for a 12 year old girl.

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Discover it 13300 cl nov 2014/ Everyday 26700 k march 2015/CSP 7.5k Feb 2016/ Freedom Unlimited 7k july 207

Open123 · ‎03-09-2015

@zerbherb wrote:
Actually funny story. The mac was for my sister, she got her a fully loaded air and they just updated it so i returned it. To purchase the updated version. Yes it was fraud protection good job on amex.

I have a slightly different take. It's a good job on protecting themselves, not necessarily you. Personally, I get annoyed with frauld alerts. They only inconvenience me, and protect the lender, since I'm not liable for fraudulent charges.

Anonymous · ‎03-09-2015

@Open123 wrote:
@zerbherb wrote:
Actually funny story. The mac was for my sister, she got her a fully loaded air and they just updated it so i returned it. To purchase the updated version. Yes it was fraud protection good job on amex.
I have a slightly different take. It's a good job on protecting themselves, not necessarily you. Personally, I get annoyed with frauld alerts. They only inconvenience me, and protect the lender, since I'm not liable for fraudulent charges.

Kudos for knowing the difference

Anonymous · ‎03-09-2015

Exactly. If you think they were "protecting the consumer", you are badly mistaken. They were 100% protecting themselves. No doubt about it