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Amex still not reporting?

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EW800
Valued Contributor

Amex still not reporting?

I believe I saw a thread a few weeks ago about this as well.  Just wondering if some of you are still finding that Amex is not updating to the CRA's?  

 

I have two Amex cards.  My Optima account has not reporting since March (nearly 4 months).  My ED card has not reported since May 20th.  Typically it would have then reported on our about June 20th, however that did not happen.

 

Any ideas why such long lags in Amex reporting these days?

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 1 of 37
36 REPLIES 36
Skye12329
Valued Contributor

Re: Amex still not reporting?

Have you been using those cards? Sometimes if a card is not used for a while a lender won't report it then.
BK7 - 2/21
Cap1 QS - 2k (4/21) - Closed
Mission Lane - 4k (11/21) - Closed
Venmo - 900 (11/21) - Closed
SavorOne - 2700 (12/21)
VentureOne - 2000 (7/22) - Closed
CareCredit - 15000 (6/23)
Sam's Club - 5000 (7/23)
Venture - 5500 (8/24)
HELOC - 33000 (7/23)
Venture X - 15000 (11/24)
WF Reflect - 5000 (6/25)
Costco - 6800 (8/25)
Message 2 of 37
CreditCuriosity
Moderator Emeritus

Re: Amex still not reporting?

Ya was my thread.. They finally reported my May,  but not June payments.. So only one month behind now.. Still behind though!  Not sure what is up with them, usually they report 2-3 days after statement cut.

 

Have no clue what is taking Amex so long to report these days for.. Called their Credit Reporting center and they said they reported, yet they didn't..  They basically said all is normal, which clearly it isn't with them for whatever reason.

Message 3 of 37
EW800
Valued Contributor

Re: Amex still not reporting?

Very odd. Yes, I have been using both cards. The one card not reporting since March really has me perplexed. I've only charged roughly $50/month on it, but I would think that would have it report. The ED account that is only a couple of weeks late in reporting gets about $1K/month of use.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 4 of 37
Anonymous
Not applicable

Re: Amex still not reporting?


@CreditCuriousity wrote:

Ya was my thread.. They finally reported my May,  but not June payments.. So only one month behind now.. Still behind though!  Not sure what is up with them, usually they report 2-3 days after statement cut.

 

Have no clue what is taking Amex so long to report these days for.. Called their Credit Reporting center and they said they reported, yet they didn't..  They basically said all is normal, which clearly it isn't with them for whatever reason.


Is there a best path to get this corrected?  I am seeing this with Amex, Wells, and Chase.

Message 5 of 37
CreditCuriosity
Moderator Emeritus

Re: Amex still not reporting?


@Anonymous wrote:

@CreditCuriousity wrote:

Ya was my thread.. They finally reported my May,  but not June payments.. So only one month behind now.. Still behind though!  Not sure what is up with them, usually they report 2-3 days after statement cut.

 

Have no clue what is taking Amex so long to report these days for.. Called their Credit Reporting center and they said they reported, yet they didn't..  They basically said all is normal, which clearly it isn't with them for whatever reason.


Is there a best path to get this corrected?  I am seeing this with Amex, Wells, and Chase.


Well one is blaming the other I am sure as Amex in my case said they reported, but you you call the CRA they will say they provide accurate information on what was provided by the creditor so it is a loop type of scenario!  Very annoying..  Haven't had this issue with Chase, and don't have a WF.. My suggestion if you are having an isssue is call each credit and ask them to manually push a reporting to the CRA and see if they will.. Usually paying Chase off mid cycle will force them to report as they are cool enough to report if you have 0 balance between normal reporting

Message 6 of 37
taxi818
Super Contributor

Re: Amex still not reporting?


@EW800 wrote:

I believe I saw a thread a few weeks ago about this as well.  Just wondering if some of you are still finding that Amex is not updating to the CRA's?  

 

I have two Amex cards.  My Optima account has not reporting since March (nearly 4 months).  My ED card has not reported since May 20th.  Typically it would have then reported on our about June 20th, however that did not happen.

 

Any ideas why such long lags in Amex reporting these days?

 

 


no idea why  but they finally started to report. even finally updated my fico score. after my denial of course for a cli. argggSmiley Frustrated

Message 7 of 37
Anonymous
Not applicable

Re: Amex still not reporting?

my account that I opened may27th still hasnt reported. Not even the open tradeline. No balance, nothing. Just have 1 experian inquiry.

Message 8 of 37
Anonymous
Not applicable

Re: Amex still not reporting?

I went on an app spree in May. Every lender has reported except Amex, and I opened 3 accounts with them within a week and have used them all. In fact I'm mid way thru my 2nd statement and my CR's show zip from Amex. They're ALOT slower reporting than any other lender I have.
Message 9 of 37
Anonymous
Not applicable

Re: Amex still not reporting?

I opened my SPG Amex on May 9th and it still hasn't reported. Good to know it's not just me but it is weird. I opened my Delta Amex on May 2nd though and it started reporting last week, so hopefully the SPG isn't too far behind...

Message 10 of 37
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