Amex

[Anonymous]

What's the easiest Amex card to get? 

[TattnallTrio]

Serve which is AMEX's prepaid debit. The next easiest is the Credit One AMEX.  I assume you meant within the Amex lines and I have heard Delta Gold. 

[Anonymous]

Hmmm. Thanx  

[FinStar]

@Anonymous- are you looking at any particular cards with American Expresss National Bank?  Or, are you looking into other banks who offer some AmEx network cards, like Citi/DSNB/Macy's, USAA, US Bank, WF/Dillard's, etc.?

If it's AENB, take a look at the cards that would be the right fit for your spending patterns (or lifestyle) vs just getting one to get your foot in the door. For instance, if you are a Delta FF, there's the Delta Gold SkyMiles CC or if you stay at any Hilton properties, there's the Hilton CC as well.

[SoCalGardener]

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@Anonymous wrote:

What's the easiest Amex card to get? 

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If you'd give us a little information, it would help us give you relevant answers!

For example, what kind of credit do you have? Do you know your FICO scores? If so, what are they? Other useful data: your overall utilization rate, your number of open credit card accounts, the utilization rates on each of your cards, your overall credit limit (i.e., all your credit limits combined), the average age of your credit, whether there are any derogatory marks on your reports, etc.

How 'easy' it is to get an Amex card really depends on the individual's credit, income, debt, and so on. So give us some info and we'll try to point you to appropriate cards!

[Remedios]

OP, while BK is on your report, any Amex card will be iffy. Doesn't mean you cannot get approved, it just means as long as you have negatives, Amex isn't going to be cuddly bear.

If you go for a core card and get approved, it's going to be $1000.00 for considerable future,at first you will be happy you "got foot in", then they will keep slamming the door.

If you go for charge card, expect to pay not when it's time but when super secret algorithm decides you should pay. 

Then you will be told "They are just getting to know you" but Amex feels like they already know everyone with less than perfect credit. 

It's just how they are. 

I think you'd be better off with other lenders who aren't BK averse, especially if they have cards you can use versus cards for door-foot syndrome. 

[SoCalGardener]

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@Remedios wrote:

OP, while BK is on your report

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Um...do you have a crystal ball or something?!

I didn't see any mention of BK by the OP--in this thread...

[Aim_High]

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@SoCalGardener wrote:

@Remedios wrote:

OP, while BK is on your report ...

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I didn't see any mention of BK by the OP--in this thread...

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@SoCalGardener ... see this:

https://ficoforums.myfico.com/t5/Bankruptcy/When-will-AMEX-approve-credit-after-bk-discharge/m-p/640...

[SoCalGardener]

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@Aim_High wrote:

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@SoCalGardener wrote:

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@Remedios wrote:

OP, while BK is on your report ...

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I didn't see any mention of BK by the OP--in this thread...

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@SoCalGardener ... see this 

https://ficoforums.myfico.com/t5/Bankruptcy/When-will-AMEX-approve-credit-after-bk-discharge/m-p/640...

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Thanks--I figured there was something somewhere!

[Shooting-For-800]

I would think the green charge card would be easiest.

They have/had a prequal tool.

GL!