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@mzsweet wrote:I was thinking of the secured card too until reading on several forums of people getting the partial secured. So I said what the hell...maybe I'll get one too. So I tried today. Here is what you have to do: apply for the BOA platinum visa..if they deny you they will offer you the parital secured. You send in $99 and get $500 credit limit.My fico scores early this month were:EQ--579EX--596TU--592