Hello everyone just wanted to post on here about my Discover IT card graduating early. I know a couple others have expierenced this as well.
Yesterday was my 7th statement, so I got online to ask the rep on what day would my account reviews take place. She proceeded to enform me that my account graduated as of yesterday, and I would be getting my deposit of $1,000 back soon.
For those wondering on spend. I have maxed my card out a couple of times and paid it in full. My average monthly spend over the 7 months was $422 per month and I never left a balance of more than $280 on it at reporting time.
My scores at the time of graduations are
EQ - 615
TU - 639
EX - 635
I had 26% utilization on this card and overall utlization of 28% my scores are actually about 10 points down from last month as I didnt realize my CLOC reported like a credit card and I used the wole 100% on it. It is now paid in full and should update monday.
Thanks for reading, and hopefully everyone else is able to graduate early as well
