Any Diners Club updates?

Anonymous · ‎04-19-2015

I app'd and was approved for a fairly high limit in September. I read for months that the accounts would be closed down, or limits reduced. I've used the card for 4-7k in charges every month in the US, Puerto Rico, Mexico and Europe. Love the PIN feature. No charge has ever been declined. Love that I have another program that allows transfers to airline/hotel programs. 7th statement just cut and I did notice that cash feature would now be limited to 20% of CL but honestly if you need cash advances other than for emergencies you probably should not use a credit card. So my question is, we're all these fears somewhat overblown?

Anonymous · ‎04-19-2015

@Anonymous wrote:
I app'd and was approved for a fairly high limit in September. I read for months that the accounts would be closed down, or limits reduced. I've used the card for 4-7k in charges every month in the US, Puerto Rico, Mexico and Europe. Love the PIN feature. No charge has ever been declined. Love that I have another program that allows transfers to airline/hotel programs. 7th statement just cut and I did notice that cash feature would now be limited to 20% of CL but honestly if you need cash advances other than for emergencies you probably should not use a credit card. So my question is, we're all these fears somewhat overblown?

Probably just like everything else.. I am waiting for them to open applications so that I can get one myself. Glad you like the card.

FinStar · ‎04-19-2015

I haven't seen anything reported recently. Both my Elite & Premier accounts are still functioning as normal and no CL reductions or closures. Large transactions have processed without a hitch.

As far as reporting, they're still invisible. And, it looks like the applications will not be back up (only time will tell whether they would even reopen the gates again, if ever).

CreditMagic7 · ‎04-19-2015

Yeah the whole thing run it's course and blew over.

Both of mine are operating just fine as usual and i am loving the hidden tradeline aspect of it although i've yet to even break close to 50% on either.

I'm way too MyFico tight to challenge utility limits even if it's only temporary LoL

Anonymous · ‎04-19-2015

@FinStar wrote:
I haven't seen anything reported recently. Both my Elite & Premier accounts are still functioning as normal and no CL reductions or closures. Large transactions have processed without a hitch.

As far as reporting, they're still invisible. And, it looks like the applications will not be back up (only time will tell whether they would even reopen the gates again, if ever).

That will be terrible if they never open apps. again. I waited and waited and lost out... Oh well..

Anonymous · ‎04-19-2015

Can't believe I forgot about one of the best features, hidden trade line. Only have one other the JP Morgan card but I think I will cancel in June when AF hits. Just no reason to keep it.

sunkissed · ‎04-19-2015

@Anonymous wrote:
@FinStar wrote:
I haven't seen anything reported recently. Both my Elite & Premier accounts are still functioning as normal and no CL reductions or closures. Large transactions have processed without a hitch.

As far as reporting, they're still invisible. And, it looks like the applications will not be back up (only time will tell whether they would even reopen the gates again, if ever).
That will be terrible if they never open apps. again. I waited and waited and lost out... Oh well..

Me too

CreditMagic7 · ‎04-19-2015

The $300 AF on the Elite is still a stinger but it's turned out to be well worth it so far.

Anonymous · ‎04-19-2015

@CreditMagic7 wrote:
Yeah the whole thing run it's course and blew over.

Both of mine are operating just fine as usual and i am loving the hidden tradeline aspect of it although i've yet to even break close to 50% on either.

I'm way too MyFico tight to challenge utility limits even if it's only temporary LoL

I'm enjoying a hidden tradeline of my own. Feels good to stretch your legs out in business class.

Anonymous · ‎04-19-2015

@Anonymous wrote:
@CreditMagic7 wrote:
Yeah the whole thing run it's course and blew over.

Both of mine are operating just fine as usual and i am loving the hidden tradeline aspect of it although i've yet to even break close to 50% on either.

I'm way too MyFico tight to challenge utility limits even if it's only temporary LoL
I'm enjoying a hidden tradeline of my own. Feels good to stretch your legs out in business class.

I prefer first class, but ya know that's just me. You are, of course, entitled to your own opinion