Any drawbacks to checking pre-approval offers?

Crazy8s · ‎04-26-2012

I'd like to check Amex and Discover to see if I'm pre-approved for any cards. Is there any harm in checking? I.e., if no pre-approvals, does it hurt your chances later?

Thanks for any insight.

Anonymous · ‎04-26-2012

There's no harm in checking for pre-approvals. Just remember that they don't really mean that much.

JenniferinFL · ‎04-26-2012

@Crazy8s wrote:
I'd like to check Amex and Discover to see if I'm pre-approved for any cards. Is there any harm in checking? I.e., if no pre-approvals, does it hurt your chances later?

Thanks for any insight.

Just the disappointment that could follow applying anyways. My husband keeps getting preapproved offers from Amex in his email for the Blue Preferred, but, they declined him when he applied..lol.. But, they still keep sending the preapprovals.

Current Cards: Cap 1 Journey $3000, Cap 1 Playstation $2250, WFNNB Store Cards $2450 combined, Target $700, CareCredit $1700, Barclay Rewards Plat. Mastercard $1800, Old Navy $300, DCU Platinum Rewards Visa $2000, Swagbucks Rewards Visa $1000

Starting Score: 615 EQ (03-15-2012) 600 TU (03-21-2012 Barclays app) ) Ch.7 discharged 5/2009

Current Score: 671 EQ (09-27-2014 DCU) 660 TU (9/26/14 Barclays) Ex 688 (10/07/2014 Swagbucks)

Gardening since 9/22/2014

Brian_Trying_700 · ‎04-26-2012

Preapprovals don't mean ........ I always watch this forum for possible approvals. I used to get preapprovals all the time in the mail, but I canceled them through the big 3 ex, exp.trans 2 yrs ago.

Garden mode till 11/19/2013 Amex Zync 500 H-L I Discover More 1750 I Capital One Rewards 1750 I Barclay Apple 1500 I Macys 2000 I Orchard 400 I Walmart 2000 I Chase Freedom 1500 I Lowes 1K l Barclay NFL 1K l Wright Express gas 2500 l PayPal Debit MasterCard BusinessCard $ ?

john398 · ‎04-26-2012

just fyi i was not pre approved for discover but applied and was approved 2k

beb86 · ‎04-26-2012

False hope or disappointment