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Any experience with Barclays for a Credit limit increase?

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Membersince2013
Valued Contributor

Any experience with Barclays for a Credit limit increase?

I requested a Credit Limit increase on my MC rewards card (1.3k) yesterday, but they still haven't pulled anything and i still haven't heard from them. Do you think i should give them a call? I went all out and applied for a 10K increase. Basically, the process wanted me to put in my income, monthly payments and the desired CLI (i asked for 10k). Then i clicked submit and the next screen said it was will be reviews in "so and so days", i forgot the amount of days. I'm just curious about how barclays does their CLI. Do they call you or do you call them?

 

ALSO, can i ask them if they can use the same pull to app for the Barclays Ring MC?

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Any experience with Barclays for a Credit limit increase?

Generally the credit analysts are not in on the weekends. Usually regular banking business hours. However, it can't hurt to recon and ask if there is anything they need. Also, you can call right now and who knows? Somebody might be home.
Message 2 of 5
Anonymous
Not applicable

Re: Any experience with Barclays for a Credit limit increase?

I'm curious to see what the answer is on the pull for a app vs CLI.

Message 3 of 5
weehoo
Frequent Contributor

Re: Any experience with Barclays for a Credit limit increase?

Yea i have spoke with a credit analyst but they are only there Mon-Fri.  Spoke with one about a CLI on Arrival after 2 weeks of having card, he was unfriendly and did not give me the CLI. Seemed so skeptical of me. I tried back later that day and spoke with a new lady credit analyst and she increased me from 6k to 14k with the same credit report that was pulled earlier.  YMMV

Citi AAdvantage WE - 41k | Marriott Bonvoy Brilliance - 29k | Citi Double Cash - 19 .5k | Southwest Premier - 39k | Discover Miles - 23k | GECRB Ebates Visa - 10k | Golden1 Rewards - $10k | Ducks Unlimited - 6k |
Message 4 of 5
Anonymous
Not applicable

Re: Any experience with Barclays for a Credit limit increase?

weehoo - great recon and CLI!
Message 5 of 5
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