Anyone Applied for Chase Freedom w/ Five New Accounts?

[Anonymous]

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@NRB525 wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

P.S. One does not have to use the word "advice" in the original question when the answer to the question itself invites advice.

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Again, no advice was sought after. Only information for statistics. It's the question is very simple. Did you apply for a Chase Freedom Card while having 5 new accounts opened in the last 24 months? You were approve or rejected. The thead is merely created for statistical information.

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And, again, that question inherently invites advice. I completely understand what you are saying -- you are not interested in advice and just wanted information. At the same time, myFICO has a zealous (albeit, sometimes overzealous) community that seeks to advise people. This is not a bad thing, even for people like you who don't want help. With this advice, even if unneeded, comes the "statistics" that you were seeking all along. It seems counterproductive to discourage replies (even if some of the information is not wanted) by being combative when, by doing so, you stop people from wanting to reply because they don't want to face the brunt of your snark. 

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It's a simple question posted in the headline. Either you applied for a Freedom card with 5+ other cards already obtained in the last two years, or you didn't. No need to be the regulator of the discussion. It's a simple question, no?

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BINGO. Too many people make the assumption that some people are seeking for advice simply because the question occurs everyday. It's time for some people to take off the colored shades. For some worlds, perhaps they're only red cars runing in the streets, but don't close your eyes and assume that it is red when a blue car comes around.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

P.S. One does not have to use the word "advice" in the original question when the answer to the question itself invites advice.

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Again, no advice was sought after. Only information for statistics. It's the question is very simple. Did you apply for a Chase Freedom Card while having 5 new accounts opened in the last 24 months? You were approve or rejected. The thead is merely created for statistical information.

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And, again, that question inherently invites advice.

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Do I need to give you examples of what question for advices look like? I'll give you some example to help you understand better what it looks like when people are seeking for advice: "How should I dress and prepare for a job interview?" "Where should I go out on a first date?" "I don't know what to wear today. Can you advise me what to wear?"  These are questions that seek advices, but when someone ask you questions such as, "How many LARGE snowflakes did you find today?" or "How many quarters did you find amongst the numerous pennies?" Those are statistical questions and seek out factual information. And often times, Questions like, "How should I dress for my first date?" can be answered differently by many people and are not factual information.

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You are missing my point entirely. I emended my statement to say you didn't ask for advice, but if you ask a question about people's experiences applying for a card, many people are going to reply with more than just that information. If you don't need that extra information, toss it to the side. Take what you need and move on.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

P.S. One does not have to use the word "advice" in the original question when the answer to the question itself invites advice.

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Again, no advice was sought after. Only information for statistics. It's the question is very simple. Did you apply for a Chase Freedom Card while having 5 new accounts opened in the last 24 months? You were approve or rejected. The thead is merely created for statistical information.

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And, again, that question inherently invites advice.

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Do I need to give you examples of what question for advices look like? I'll give you some example to help you understand better what it looks like when people are seeking for advice: "How should I dress and prepare for a job interview?" "Where should I go out on a first date?" "I don't know what to wear today. Can you advise me what to wear?"  These are questions that seek advices, but when someone ask you questions such as, "How many LARGE snowflakes did you find today?" or "How many quarters did you find amongst the numerous pennies?" Those are statistical questions and seek out factual information. And often times, Questions like, "How should I dress for my first date?" can be answered differently by many people and are not factual information.

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You are missing my point entirely. I emended my statement to say you didn't ask for advice, but if you ask a question about people's experiences applying for a card, many people are going to reply with more than just that information. If you don't need that extra information, toss it to the side. Take what you need and move on.

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Read my reply post #41.

[lhcole77]

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@Anonymous wrote:

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[SunriseEarth]

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@Anonymous wrote:

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@FinStar wrote:

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@Anonymous wrote:

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@FinStar wrote:

No one here would be able to tell you with absolute cetainty whether you'd be approved or not. 

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Who asked the question, "Would I be qualifed for a Chase Freedom card?" Quote it.

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@Anonymous wrote:

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@kdm31091 wrote:

You're just starting off, more or less. I'd be happy with the Double Cash and leave well enough alone.

But yes, Chase is pretty strict about the policy anyway.

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My finger twitchy...but my resistence to temptation is strong. Just investigating if there is a work around Chase lol.

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Doesn't the above sentence imply intent since in essence why would this thread exist?  An individual would only pose this question if there was an intent to apply and solicit opinions of others to gauge those chances or "workaround" as you call it.

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You are making an assumption. I have zero intentions of applying. I am just curious and wanted to investigate if there is a work around Chase's new policy.

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Since your purpose in creating a thread is investigative, then I suggest that you do a Forum Search for "Chase Policy," where you will find that this topic has been covered in-depth.   Here's an example thread:  http://ficoforums.myfico.com/t5/Credit-Cards/Data-Points-Ways-to-Overcome-Chase-New-Recon-Policy/m-p...

Also, since the discussion contained in this thread no longer meets Forum standards for member interaction, this thread will be closed from further posts.   For further clarification on these standards, please review the following:  http://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/td-p/2905196