Anyone close CSP yet? UPDATE

icloud2525 · ‎09-10-2016

Want to close out my CSP and move line to CSR. Anyone know what you have to leave on CSP? Is it $5k because a signature or the usual $500-1000?.......... UPDATE: So I was able to move all but $500 from the CSP before closing.

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781

Anonymous · ‎09-10-2016

5k because of the visa sig

driftless · ‎09-10-2016

I am going to wait until after the 4 - 5 CSR as that is when Chase will sometimes give an auto CLI.

CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus

Anonymous · ‎09-10-2016

Does Chase allow you to consolidate the entire CL and then just close the CSP like CapOne does with their account consolidation feature? I'm in the same boat as OP.

Anonymous · ‎09-10-2016

I think you have to leave $500 on it.

awp317 · ‎09-10-2016

I was able to move over all but 1000 dollars from my CSP but that's because I had run stuff through it in the last 30 days even though my balance was at 0 at the time. I was ok with that and closed it anyway, it's super redundant compared to the CSR.

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.

newhis · ‎09-10-2016

@Anonymous wrote:
5k because of the visa sig

No need to have it at 5k. My DW had a Freedom 1k and CSP 6k, moved 2k to Freedom (to 3k) and the CSP was 4k. The didn't remove the Visa Signature on it.

You can close the card with only $500 limit if you have used it in the last 60 days (?), or $0 if not. My DW just closed her Freedom with $0 limit and now her CSP has 7k.

Anonymous · ‎09-10-2016

Given my spending patterns, the CSP fits my needs at the moment so I wouldn't switch over to the CSR. Plus I rather enjoy my Amex Plat

fot1 · ‎09-10-2016

I was able to move full amount when I closed my CSP and Marriott last month. When I closed my amazon card through Chase I had to leave $500 on it.

Too many to list..