Anyone else have their Cap One billing cycle closing earlier then it used to?

[Anonymous]

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@delaney1 wrote:

Thanks for your responses, but I don't think that's the issue. Since the first time this happened was for the statement date that should have ended on Feb 5th(So this has happened two months in a row)and I've never had an issue before. Oh well, just wondered if anyone else noticed.

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February being shorter might not be the issue. Just checked, and my QS statement closing date stayed the same. 

[DeeBee78]

My QS is always due on the 3rd, and the statement always closes on the 6th. Doesn't matter how many days are in the month.

[DeeBee78]

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@delaney1 wrote:

My billing cycle for my two Cap One cards closes on the 5th. Well last month, I went to make a payment on my Venture on the fourth, and noticed my billing cycle had already ended. I was a little peeved, since I only let one balance report, but whatever. I just checked my cards and they've both ended the billing cycle for the month. I find this odd, as my billing cycle used to close around 11pm on the 5th or even midnite on the 6th. Has this happened to anyone else?

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OP, I found some additional information that may be useful. 

While billing cycles can fluctuate (28-31 days), your credit card payment will always be due on the same day, every month. I found this literature on Discover's website: 

According to the CARD Act of 2009, credit card bills must be due on the same date each month, so at least these dates will be predictable. The only problem with this system is that your payment due date is sometimes going to fall on a weekend or a holiday, and your bank may not be able to schedule an electronic payment on that day. So you should always schedule payments no later than the last business day before the due date.

[delaney1]

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@DeeBee78 wrote:

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@delaney1 wrote:

My billing cycle for my two Cap One cards closes on the 5th. Well last month, I went to make a payment on my Venture on the fourth, and noticed my billing cycle had already ended. I was a little peeved, since I only let one balance report, but whatever. I just checked my cards and they've both ended the billing cycle for the month. I find this odd, as my billing cycle used to close around 11pm on the 5th or even midnite on the 6th. Has this happened to anyone else?

---

OP, I found some additional information that may be useful. 

While billing cycles can fluctuate (28-31 days), your credit card payment will always be due on the same day, every month. I found this literature on Discover's website: 

According to the CARD Act of 2009, credit card bills must be due on the same date each month, so at least these dates will be predictable. The only problem with this system is that your payment due date is sometimes going to fall on a weekend or a holiday, and your bank may not be able to schedule an electronic payment on that day. So you should always schedule payments no later than the last business day before the due date.

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Interesting. It just so happens that my due date, the 5th, fell on a Sunday for Feb and March.