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I just signed up for the free FICO score through walmart credit online website. Anyone know if it will update instantly like score watch if it changes or its more like it will only check once a month? Anyone know?? should i use this free fico score service to replace/cancel myFICO scorewatch.? I am a firm believer of u get what u pay for....
Once a month.
The jury is out as to which FICO TU score it is (TU98, TU04, TU2008, TU NextGen.) I've lost track on the speculation, lol.
You should really do a search before you make a new thread.
@ptrutkowski wrote:You should really do a search before you make a new thread.
Hi ptrutkowski,
Easy on the noobie. ![]()
Did you know about the search function on your very first post?
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Yes, all forums have a search function.
I probably didn't use it though because I had no idea what I was even looking for ![]()
I didn't mean to sound like a jerk, I just wanted to show the OP that there were a few other threads with the info he was looking for so he wouldn't have to wait for people to respond.
@ptrutkowski wrote:Yes, all forums have a search function.
I probably didn't use it though because I had no idea what I was even looking for
I didn't mean to sound like a jerk, I just wanted to show the OP that there were a few other threads with the info he was looking for so he wouldn't have to wait for people to respond.
As was the case with me and probably everyone else who comes here for the first time.
And I didn't mean to come off so snarky (is that a word?). I have been guilty more than I care to admit of forgetting how overwhelming all the information here can be and asking myself " Why do they not know that?"
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@elcocaino2010 wrote:I just signed up for the free FICO score through walmart credit online website. Anyone know if it will update instantly like score watch if it changes or its more like it will only check once a month? Anyone know?? should i use this free fico score service to replace/cancel myFICO scorewatch.? I am a firm believer of u get what u pay for....
While we don't know what version of the TU FICO score the walmart one is, we DO know it's not the same TU FICO you get here. With that being said, it's up to you if you want to cancel the myFICO scorewatch. They are different TU FICO scores. I personally, would want ALL the info I can get and wouldn't cancel, not just yet.
And remember that myfico's ScoreWatch is for Equifax FICO scores.
WalMart provides TransUnion FICO scores.
I like to keep track of both, as mine have a decent amount of variation.
@haulingthescoreup wrote:Once a month.
The jury is out as to which FICO TU score it is (TU98, TU04, TU2008, TU NextGen.) I've lost track on the speculation, lol.
we can rule out nextgen the ranges dont match that model