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App Spree!

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WolfMan
Regular Contributor

App Spree!

My prior post, I was wondering about going for the Amex again... I bit the bullet... Here are the results...

 

Amex Hilton Honors - Got the 14 day message... Figure it's a decline. 

Tried the chase freedom - Instant approval for 4K

Saw the US Bank Kroger 123 rewards, Figured I already had about 8-9 inq now, might as well try - 14 day message. 

 

Today I got the message from US Bank - Approved - Dont know the limit. 

Then I decided to check on the Amex again... Approved!!! FInally!!!

 

I gotta find out my limits, but even if small, I'm back in with AMEX!!

 

Off for a looooong stay in the garden now.  No More Apps!

 

It's awesome to think, just 2 meesley years ago, I couldn't even get approved for a car loan. 

Message 1 of 20
19 REPLIES 19
Epcot
Valued Contributor

Re: App Spree!

Nicely done, Congrats on your successful spree!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 2 of 20
Anonymous
Not applicable

Re: App Spree!

Ignore this, I didn't see you already found out you were approved from USBank.

Message 3 of 20
dodgerslv
Valued Contributor

Re: App Spree!


@WolfMan wrote:

My prior post, I was wondering about going for the Amex again... I bit the bullet... Here are the results...

 

Amex Hilton Honors - Got the 14 day message... Figure it's a decline. 

Tried the chase freedom - Instant approval for 4K

Saw the US Bank Kroger 123 rewards, Figured I already had about 8-9 inq now, might as well try - 14 day message. 

 

Today I got the message from US Bank - Approved - Dont know the limit. 

Then I decided to check on the Amex again... Approved!!! FInally!!!

 

I gotta find out my limits, but even if small, I'm back in with AMEX!!

 

Off for a looooong stay in the garden now.  No More Apps!

 

It's awesome to think, just 2 meesley years ago, I couldn't even get approved for a car loan. 


Congrats!!!!

gardening since 5/21/2016
Message 4 of 20
youngandcreditwrthy
Senior Contributor

Re: App Spree!

Congrats! That Kroger card even has a bt option!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 5 of 20
SisterGirl
Established Contributor

Re: App Spree!

Congrats !  Great job....

 

SisterGirl

SisterGirl
Message 6 of 20
FocusedAndDetermined
Senior Contributor

Re: App Spree!

Congrats!

 

If it's not to personal, would you please share your previous history with Amex?

Message 7 of 20
WolfMan
Regular Contributor

Re: App Spree!


@FocusedAndDetermined wrote:

Congrats!

 

If it's not to personal, would you please share your previous history with Amex?


Sure... 

 

2002 Had an amex I didn't know about with 1800 limit (Ex Wife nicely got it for me, if you know what I mean)

Divorced in 2006 - maxed card went into collections. I ended up paying in full and got an Oasis/Optima card. 

7 Years, never missed a payment, was my only card, 900 Limit. about 30% utilized.

Had that until this past January when I cancelled it because I couldn't apply for a real card. Got Declined for numerous reasons. 

Tried a couple other revolvers and a green card, all declined.  ( Fico in the 650 range then )

( They triple ageny hard pulled me twice for the green for some reason when I recon'd )

This month all my ficos were abover 700, (Last baddie dropped off) so tried again. 

Message 8 of 20
FocusedAndDetermined
Senior Contributor

Re: App Spree!


@WolfMan wrote:

@FocusedAndDetermined wrote:

Congrats!

 

If it's not to personal, would you please share your previous history with Amex?


Sure... 

 

2002 Had an amex I didn't know about with 1800 limit (Ex Wife nicely got it for me, if you know what I mean)

Divorced in 2006 - maxed card went into collections. I ended up paying in full and got an Oasis/Optima card. 

7 Years, never missed a payment, was my only card, 900 Limit. about 30% utilized.

Had that until this past January when I cancelled it because I couldn't apply for a real card. Got Declined for numerous reasons. 

Tried a couple other revolvers and a green card, all declined.  ( Fico in the 650 range then )

( They triple ageny hard pulled me twice for the green for some reason when I recon'd )

This month all my ficos were abover 700, (Last baddie dropped off) so tried again. 


Thanks for sharing.  My history with Amex is a little more tarnished than yours.  Perhaps one day I will have the "extra"  funds to make good with them.  Until then I am happy with where I am.

Message 9 of 20
BCGCredit
New Contributor

Re: App Spree!

Congrats!!! I am hoping to follow your past next year
Overstock 8.9K|VS 1.3K|Express 1K|Credit One 1.3K| Cap1 QS1 750|1st Premier 950|Cap1 Playstation 750|Target 800|PayPal 2% MC 700|Discover 6K|Nordstrom 4.8K|PayPal Credit 2K|AMEX DG 1K|


Message 10 of 20
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