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My prior post, I was wondering about going for the Amex again... I bit the bullet... Here are the results...
Amex Hilton Honors - Got the 14 day message... Figure it's a decline.
Tried the chase freedom - Instant approval for 4K
Saw the US Bank Kroger 123 rewards, Figured I already had about 8-9 inq now, might as well try - 14 day message.
Today I got the message from US Bank - Approved - Dont know the limit.
Then I decided to check on the Amex again... Approved!!! FInally!!!
I gotta find out my limits, but even if small, I'm back in with AMEX!!
Off for a looooong stay in the garden now. No More Apps!
It's awesome to think, just 2 meesley years ago, I couldn't even get approved for a car loan.
Ignore this, I didn't see you already found out you were approved from USBank.
@WolfMan wrote:My prior post, I was wondering about going for the Amex again... I bit the bullet... Here are the results...
Amex Hilton Honors - Got the 14 day message... Figure it's a decline.
Tried the chase freedom - Instant approval for 4K
Saw the US Bank Kroger 123 rewards, Figured I already had about 8-9 inq now, might as well try - 14 day message.
Today I got the message from US Bank - Approved - Dont know the limit.
Then I decided to check on the Amex again... Approved!!! FInally!!!
I gotta find out my limits, but even if small, I'm back in with AMEX!!
Off for a looooong stay in the garden now. No More Apps!
It's awesome to think, just 2 meesley years ago, I couldn't even get approved for a car loan.
Congrats!!!!
Congrats ! Great job....
SisterGirl
Congrats!
If it's not to personal, would you please share your previous history with Amex?
@FocusedAndDetermined wrote:Congrats!
If it's not to personal, would you please share your previous history with Amex?
Sure...
2002 Had an amex I didn't know about with 1800 limit (Ex Wife nicely got it for me, if you know what I mean)
Divorced in 2006 - maxed card went into collections. I ended up paying in full and got an Oasis/Optima card.
7 Years, never missed a payment, was my only card, 900 Limit. about 30% utilized.
Had that until this past January when I cancelled it because I couldn't apply for a real card. Got Declined for numerous reasons.
Tried a couple other revolvers and a green card, all declined. ( Fico in the 650 range then )
( They triple ageny hard pulled me twice for the green for some reason when I recon'd )
This month all my ficos were abover 700, (Last baddie dropped off) so tried again.
@WolfMan wrote:
@FocusedAndDetermined wrote:Congrats!
If it's not to personal, would you please share your previous history with Amex?
Sure...
2002 Had an amex I didn't know about with 1800 limit (Ex Wife nicely got it for me, if you know what I mean)
Divorced in 2006 - maxed card went into collections. I ended up paying in full and got an Oasis/Optima card.
7 Years, never missed a payment, was my only card, 900 Limit. about 30% utilized.
Had that until this past January when I cancelled it because I couldn't apply for a real card. Got Declined for numerous reasons.
Tried a couple other revolvers and a green card, all declined. ( Fico in the 650 range then )
( They triple ageny hard pulled me twice for the green for some reason when I recon'd )
This month all my ficos were abover 700, (Last baddie dropped off) so tried again.
Thanks for sharing. My history with Amex is a little more tarnished than yours. Perhaps one day I will have the "extra" funds to make good with them. Until then I am happy with where I am.