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App for 3rd Venture card???? (in the future) ;)

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Chilli
Established Contributor

Re: App for 3rd Venture card???? (in the future) ;)

Don't do it...2 of the same is enough. Go for another card with a different creditor. I think diversity is best.

Message 21 of 71
Anonymous
Not applicable

Re: App for 3rd Venture card???? (in the future) ;)


@pizza1 wrote:

@paris75 wrote:
If you really have a "rebuilding" addiction, you should worry more about racking up inquiries than getting more credit. You have much more than enough to rebuild and get yourself to 800! I think we all (including myself) have had that credit addiction at one point. This forum does it to you. I mean how many people have gone near crazy trying to keep themselves from apping for cards they don't need just to get an easy approval with a high limit. Sort of Addict behavior, I'd say.

when you have a "dirty" profile like me...inquiires dont do anything. My scores have stay the same all thru my app spress and new cards reporting. If you were or someone else who isnt in a dirty bucket tried to app like me....your scores would tank. 


You make a very valid point pizza.  If anything I've noticed an increase in my scores during my surge of applying for new accounts, probably from derogs falling off or getting to the point where their individual impact is ever decreasing.  I might lose a point here in there between the new account and the inquiry, but not nearly as much as I'd lose per account if my file was pristine.

 

Oz

Message 22 of 71
Aarvard
Established Contributor

Re: App for 3rd Venture card???? (in the future) ;)

Hmm. I think people are supposed to test the water only once Smiley Very Happy

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 23 of 71
TrialByFire
Established Contributor

Re: App for 3rd Venture card???? (in the future) ;)

11 cold ones in and behold a possible stroke of genius. This place could use a weekend randomness sub forum, modded by pizza of course.

Hell we could even do one of those online dating things. Call it MyFICOmatch headed up by none other than...wait for it...pizza!

At this point I need one more. Or one less. Hard to tell sometimes. Admittedly, this sounded better in my head.
Message 24 of 71
Anonymous
Not applicable

Re: App for 3rd Venture card???? (in the future) ;)


@TrialByFire wrote:
11 cold ones in and behold a possible stroke of genius. This place could use a weekend randomness sub forum, modded by pizza of course.

Hell we could even do one of those online dating things. Call it MyFICOmatch headed up by none other than...wait for it...pizza!

At this point I need one more. Or one less. Hard to tell sometimes. Admittedly, this sounded better in my head.

Go home... You're drunk

Message 25 of 71
Anonymous
Not applicable

Re: App for 3rd Venture card???? (in the future) ;)

The future is now!

Message 26 of 71
TrialByFire
Established Contributor

Re: App for 3rd Venture card???? (in the future) ;)

No, not even close unfortunately. But for real I've been seeing a pattern in the last week or so where this could be beneficial.
Message 27 of 71
Anonymous
Not applicable

Re: App for 3rd Venture card???? (in the future) ;)

I have 3 QuickSilver cards, no reason why somebody could not have 3 Venture Cards.

Message 28 of 71
Aarvard
Established Contributor

Re: App for 3rd Venture card???? (in the future) ;)


@TrialByFire wrote:
11 cold ones in and behold a possible stroke of genius. This place could use a weekend randomness sub forum, modded by pizza of course.

Hell we could even do one of those online dating things. Call it MyFICOmatch headed up by none other than...wait for it...pizza!

At this point I need one more. Or one less. Hard to tell sometimes. Admittedly, this sounded better in my head.

 HIMYM? Smiley Wink

03/25/2015 TU 08 765, EX 08 747, EQ 08 757, EQ 04 754.
01/30/2016 TU 08 775, EX 08 752, EQ 08 744
Goal: 780+ across all models.
Message 29 of 71
Anonymous
Not applicable

Re: App for 3rd Venture card???? (in the future) ;)

What better place than here, what better time than now?
Message 30 of 71
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