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App for anything?

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Eyisila
Frequent Contributor

App for anything?

Just pulled EX Fico - from here 636, anything I could be approved for that would pull just this score?

 

I would like 1 more "decent" card before off to gardening.  If it matters I can list what I have atm and other scores:

 

599 EQ ScoreWatch, 644 TU from here pulled early Feb 2014.

 

1 Inq on EX, couple of collections (being worked on atm), all over 2 years old.

 

Cap 1 QS 1 - $500

Cap 1 Secured - $300

NFCU goRewards - $4000

VS Card - $250

Lane Bryant - $500

NFCU Secured Joint with DH - $600

Discover It Secured AU with DH - $1000

Wal-Mart joint w/DH - $600

 

All are used/paid as agreed - 1 30 day late on Cap 1 secured Nov 2011 (they won't budge on removal Smiley Sad)

Utilization around 30% across all

AoAA - don't really know, I know it took a hit due to the recent NFCU goRewarads (12/2013) and VS and Lane Bryant (1/2014).  Dunno if the Discover and Wal-Mart affect it because DH was approved for those in March of this year but those are on there also.  I would hazzard a guess that mine is around 2 - 3 years.

 

Thanks Smiley Happy

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2 REPLIES 2
myjourney
Super Contributor

Re: App for anything?

Yes approvaL to the garden 

To let scores and INQ's age 

I'm just saying Smiley Happy

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 3
Eyisila
Frequent Contributor

Re: App for anything?

Yea, I was going to go with that. 

 

Got to looking at everything I posted and was like 'HMMM, maybe that's enough for now LOL"

 

Was just curious as this was the first time I have ever seen my 'actual' FICO EX score and it was a lot better than I thought Smiley Very Happy

 

Although, I may be tempted to pull the trigger on a possible CLI with NFCU on the goRewards as I will be hitting 4th statement as of 4/12/14 hehe.

 

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