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Just pulled EX Fico - from here 636, anything I could be approved for that would pull just this score?
I would like 1 more "decent" card before off to gardening. If it matters I can list what I have atm and other scores:
599 EQ ScoreWatch, 644 TU from here pulled early Feb 2014.
1 Inq on EX, couple of collections (being worked on atm), all over 2 years old.
Cap 1 QS 1 - $500
Cap 1 Secured - $300
NFCU goRewards - $4000
VS Card - $250
Lane Bryant - $500
NFCU Secured Joint with DH - $600
Discover It Secured AU with DH - $1000
Wal-Mart joint w/DH - $600
All are used/paid as agreed - 1 30 day late on Cap 1 secured Nov 2011 (they won't budge on removal
)
Utilization around 30% across all
AoAA - don't really know, I know it took a hit due to the recent NFCU goRewarads (12/2013) and VS and Lane Bryant (1/2014). Dunno if the Discover and Wal-Mart affect it because DH was approved for those in March of this year but those are on there also. I would hazzard a guess that mine is around 2 - 3 years.
Thanks ![]()
Yes approvaL to the garden
To let scores and INQ's age
I'm just saying ![]()
Yea, I was going to go with that.
Got to looking at everything I posted and was like 'HMMM, maybe that's enough for now LOL"
Was just curious as this was the first time I have ever seen my 'actual' FICO EX score and it was a lot better than I thought ![]()
Although, I may be tempted to pull the trigger on a possible CLI with NFCU on the goRewards as I will be hitting 4th statement as of 4/12/14 hehe.