@Uncle_Money wrote:Wait it out. Everything should be prestine prior to submitting a credit application.
My new rule is no apping until my utilization is at 7% or less and inquiries are at least six months old.
I never, ever want to see "we couldn't approve your application at this time" again!
UM
+1
Same here!
go for it
@Uncle_Money wrote:Wait it out. Everything should be prestine prior to submitting a credit application.
My new rule is no apping until my utilization is at 7% or less and inquiries are at least six months old.
I never, ever want to see "we couldn't approve your application at this time" again!
UM
YES! YES!!!!
@Anonymous wrote:go for it
Just wondering your thought behind this?
@GB44 wrote:
@Anonymous wrote:go for it
Just wondering your thought behind this?
every other person says wait, im internet kinda guy, i want everything now. if the computer says no im a firm believer of the recon and talking to them and tell them ur story
@Anonymous wrote:
@GB44 wrote:
@Anonymous wrote:go for it
Just wondering your thought behind this?
every other person says wait, im internet kinda guy, i want everything now. if the computer says no im a firm believer of the recon and talking to them and tell them ur story
Ok. However, I think that OP is looking for the best conditions for approval. I think that apping while over the limit would lead to an instant denial and if approved on recon it would probably be at a lower limit than could have been attained by waiting.
Just my thoughts.
@GB44 wrote:
@Anonymous wrote:
@GB44 wrote:
@Anonymous wrote:go for it
Just wondering your thought behind this?
every other person says wait, im internet kinda guy, i want everything now. if the computer says no im a firm believer of the recon and talking to them and tell them ur story
Ok. However, I think that OP is looking for the best conditions for approval. I think that apping while over the limit would lead to an instant denial and if approved on recon it would probably be at a lower limit than could have been attained by waiting.
Just my thoughts.
and me thoughts r if u want something go 4 it and dont stop till u get it... no try, only do or not do
@Anonymous wrote:
@GB44 wrote:
@Anonymous wrote:
@GB44 wrote:
@Anonymous wrote:go for it
Just wondering your thought behind this?
every other person says wait, im internet kinda guy, i want everything now. if the computer says no im a firm believer of the recon and talking to them and tell them ur story
Ok. However, I think that OP is looking for the best conditions for approval. I think that apping while over the limit would lead to an instant denial and if approved on recon it would probably be at a lower limit than could have been attained by waiting.
Just my thoughts.
and me thoughts r if u want something go 4 it and dont stop till u get it... no try, only do or not do
Didn't someone on this board recently follow that general thought process, for a particular AmEx they were after; then get FR'd for the 3rd year in a row?
I think a better plan, would be to decide what you want; then research what it would take, to maximize your chance of success of attaining it. Once the research is complete, go from there.
@Odiseous wrote:
@Anonymous wrote:
@GB44 wrote:
@Anonymous wrote:
@GB44 wrote:
@Anonymous wrote:go for it
Just wondering your thought behind this?
every other person says wait, im internet kinda guy, i want everything now. if the computer says no im a firm believer of the recon and talking to them and tell them ur story
Ok. However, I think that OP is looking for the best conditions for approval. I think that apping while over the limit would lead to an instant denial and if approved on recon it would probably be at a lower limit than could have been attained by waiting.
Just my thoughts.
and me thoughts r if u want something go 4 it and dont stop till u get it... no try, only do or not do
Didn't someone on this board recently follow that general thought process, for a particular AmEx they were after; then get FR'd for the 3rd year in a row?
I think a better plan, would be to decide what you want; then research what it would take, to maximize your chance of success of attaining it. Once the research is complete, go from there.
if u dont lie, why balk at FR?
@Anonymous wrote:
@Odiseous wrote:
@Anonymous wrote:
@GB44 wrote:
@Anonymous wrote:
@GB44 wrote:
@Anonymous wrote:go for it
Just wondering your thought behind this?
every other person says wait, im internet kinda guy, i want everything now. if the computer says no im a firm believer of the recon and talking to them and tell them ur story
Ok. However, I think that OP is looking for the best conditions for approval. I think that apping while over the limit would lead to an instant denial and if approved on recon it would probably be at a lower limit than could have been attained by waiting.
Just my thoughts.
and me thoughts r if u want something go 4 it and dont stop till u get it... no try, only do or not do
Didn't someone on this board recently follow that general thought process, for a particular AmEx they were after; then get FR'd for the 3rd year in a row?
I think a better plan, would be to decide what you want; then research what it would take, to maximize your chance of success of attaining it. Once the research is complete, go from there.
if u dont lie, why balk at FR?
So, then based on your logic.........you are coming out of the garden to apply for the BCP that you mention on the gardening post?
Please keep us updated on your approval.