Apple Card - Best Feature

[asterix]

Could anyone confirm if the Apple card is a World Elite or a World Mastercard? 

Also is it possible to obtain the Benefits Guide covering things like Travel Accident Insurance, Baggage loss, Rental coverage, etc.

[Anonymous]

My Apple Card takes like a week to restore the limit after I make a payment. Its very obnoxious since I've had the card since August without a single payment issue.

[K-in-Boston]

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@asterix wrote:

Could anyone confirm if the Apple card is a World Elite or a World Mastercard? 

Also is it possible to obtain the Benefits Guide covering things like Travel Accident Insurance, Baggage loss, Rental coverage, etc.

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It's a World Elite MasterCard, but like many other WEMC products (example: Citi Double Cash) it's not eligible for all of the benefits.

The cardholder agreement is here: https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf

As for other benefits, I can't see anywhere that they've made those available publicly.

[blindambition]

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@Anonymous wrote:

My Apple Card takes like a week to restore the limit after I make a payment. Its very obnoxious since I've had the card since August without a single payment issue.

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I wonder if this is FI related. My payments and CL are updated within a few hours with Chase. 

[Anonymous]

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@blindambition wrote:

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@Anonymous wrote:

My Apple Card takes like a week to restore the limit after I make a payment. Its very obnoxious since I've had the card since August without a single payment issue.

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I wonder if this is FI related. My payments and CL are updated within a few hours with Chase. 

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I don't know. I use FirstBank of Colorado and they always clear the next day. Its never been a problem with anyone else.

[wasCB14]

I don't care how the issuer determines the due date so long as I can get ebills.

[Anonymous]

iirc after activation I received a link to the benefits. It was definitely scaled down compared to some WEMC

My payments post immediately and the limit is restored. The only thing I could think of is my Apple Cash card is linked to the same bank account. I never used Apple Cash before getting the Apple Card. I set up both at the same time.

[Anonymous]

Add money to your apple cash card from your debit card and then pay your balance with your apple cash card. I've been paying my balancet his way since i got it and it's probably one of my favorite features because the limit gets restored immediately. I personally hate carrying a balance and seeing huge numbers spent. I much prefer to pay things down weekly or so to give me piece of mind, so the Apple card is perfect when it comes to this. 

[Anonymous]

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@Anonymous wrote:

Add money to your apple cash card from your debit card and then pay your balance with your apple cash card. I've been paying my balancet his way since i got it and it's probably one of my favorite features because the limit gets restored immediately. I personally hate carrying a balance and seeing huge numbers spent. I much prefer to pay things down weekly or so to give me piece of mind, so the Apple card is perfect when it comes to this. 

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Sorry but I'm not about to put my money in the hands of Green Dot. 

[Anonymous]

You know that’s the way I had to make my first and only payment to the Apple Card. That’s when I found out they use green dot.

Funny they have one partner for their Apple Cash card but another partner for the credit card.

Edit: although I will admit it worked perfectly, it's the only thing about the card that did work perfectly. Lol.