When I first opened my Apple Card, I received a SL of $3000, and have diligently requested CLI as soon as I was eligible. At each one of those intervals, I received only $500. So now, years later, I have a $5500 limit, curious if something about my profile is holding me back from larger increases. Is there something the bank wants to see that they're not seeing?
TU 836 - 2 INQ
EQ 835 - 3 INQ
EX 828 - 8 INQ
AAoA 4y 3m
no its just GS losing their shirt and not wanting the card anymore.
@CashOutReFi wrote:When I first opened my Apple Card, I received a SL of $3000, and have diligently requested CLI as soon as I was eligible. At each one of those intervals, I received only $500. So now, years later, I have a $5500 limit, curious if something about my profile is holding me back from larger increases. Is there something the bank wants to see that they're not seeing?
TU 836 - 2 INQ
EQ 835 - 3 INQ
EX 828 - 8 INQ
AAoA 4y 3m
spend, spend, spend, the closer you can get to the limit each month, the better.
Based on replies thus far, I will make it my primary card for purchases and see where that gets me. I am not giving an ultimatum where I would cancel it over a low CL, because their dispute resolution is unmatched. I have never been asked to provide additional documentation when investigating a charge. (One was a service that continued to bill after cancellation, the other was product/service not as described)
Account is showing 5y 1m old, and spend has just been a few recurring items until this year, so, I could definitely ramp up spend.
@CashOutReFi wrote:Based on replies thus far, I will make it my primary card for purchases and see where that gets me. I am not giving an ultimatum where I would cancel it over a low CL, because their dispute resolution is unmatched. I have never been asked to provide additional documentation when investigating a charge. (One was a service that continued to bill after cancellation, the other was product/service not as described)
Account is showing 5y 1m old, and spend has just been a few recurring items until this year, so, I could definitely ramp up spend.
What are you hoping to accomplish with more CL?
Citi:
US Bank:
Chase:
Aven:
RH:
@ElvisCaprice wrote:
@CashOutReFi wrote:Based on replies thus far, I will make it my primary card for purchases and see where that gets me. I am not giving an ultimatum where I would cancel it over a low CL, because their dispute resolution is unmatched. I have never been asked to provide additional documentation when investigating a charge. (One was a service that continued to bill after cancellation, the other was product/service not as described)
Account is showing 5y 1m old, and spend has just been a few recurring items until this year, so, I could definitely ramp up spend.
What are you hoping to accomplish with more CL?
The ability to actually use the card as my daily and have my monthly spend not spike UTIL for that particular line. Sure, I could make multiple payments, or PIF before a statement cuts, but just not looking to keep doing that.
@pizza1 wrote:
Im waiting for it to go to Chase, once it does, I will transfer my meesley CL from my Apple MC over to my Amazon Visa , and have a decent CL on that card.
All of the articles I can find seem to imply that nothing is final, but have you heard it's basically a done deal that it will be Chase? They're very generous with their limits. Fingers crossed they are better with CLI, lol.
