Apple Pay Rejected Chase Freedom

Credit_hawk · ‎05-25-2016

Hey guys,

This is a bit strange. I tried to take advantage of Chase Freedom's grocery store category since I keep forgetting and I've been using my Double Cash for everything lately. I figured setting Freedom up in Apple Pay would help me remember. I attempted to manually set Chase Freedom up 5 times and each time it said my bank rejected the setup or something to that effect. I immediately added my Discover card manually (no picture) with no problems. Is this common with Chase? How should I rectify it? Thanks!

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)

mongstradamus · ‎05-25-2016

@Credit_hawk wrote:
Hey guys,

This is a bit strange. I tried to take advantage of Chase Freedom's grocery store category since I keep forgetting and I've been using my Double Cash for everything lately. I figured setting Freedom up in Apple Pay would help me remember. I attempted to manually set Chase Freedom up 5 times and each time it said my bank rejected the setup or something to that effect. I immediately added my Discover card manually (no picture) with no problems. Is this common with Chase? How should I rectify it? Thanks!

I believe chase is one apples partners so thats pretty weird. I know that chase cards won't officially work with android pay, unless you have some old chase cards grandfathered in from google wallet.

EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16

ficobgtx · ‎05-25-2016

Can't remember how I setup mine (pretty sure I took a picture), but no issues with setup/using CSP or Freedom. Used CSP yesterday.

TU - 850 (BOA TU08 FICO/Barclay TU08), 831 (CK FAKO)
EQ - 870 (CITI FICO), 848 (ATFCU FICO), 831 (CK FAKO)
EX - 841 (AMEX FICO)

iheartwings · ‎05-25-2016

Heh. That's so weird! A few months ago, I had a heck of a time to get Discover on Apple Pay. I had to call Discover and request assitance from their tecnical support to get it to work. It took several days to get it resolved.

But, I had no problems with my Chase Marriott Rewards or Freedom!

creditguy · ‎05-25-2016

Sometimes banks have verification issues for whatever oddball reason, I suppose you can always do the unthinkable and call chase for help.

Credit_hawk · ‎05-25-2016

Yeah, I have a feeling if I pursue it that I will be on the phone for awhile.

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)

Anonymous · ‎05-26-2016

There's a limit to how many cards in AP right? Any chance you're at that?

takeshi74 · ‎05-26-2016

@Credit_hawk wrote:
Is this common with Chase? How should I rectify it?

I haven't had any problems with Chase but it can happen with any creditor. If the issue is with the creditor verifying then contact the creditor.

driftless · ‎05-26-2016

No problem with Apple and Chase here either.

CSR | Amex Platinum | EDP | QS (2)
Amex Blue Business Plus

Closingracer99 · ‎05-26-2016

@Anonymous wrote:
There's a limit to how many cards in AP right? Any chance you're at that?

You're allowed to have eight cards on Apple pay

My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740