Apple Purchases - No Financing With Barclays and Walmart!

[Anonymous]

I'm planning on purchasing some Apple products in the near future (27" iMac and an iPad). My Barclay's card only has a $2k limit (origionally was $1300. reconed to $2k).  Have been hoping to take advanage of their free 12 month financing offer. Just waiting to see if they will be updating that iMac system before I purchase.  But anyway, I was also approved for a Walmart card. In the envelop was a certificate - No interest on an electrics purchase of $429. or more if paid in full within 18 months.  Offer ends on November 30th. Great!!!  I spilit them up, pay them down and save on interest!   Only thing is my Walmart has a $600.00 limit. iPad is about $775.00. I'll have to see if they will bump me up a little. I'll only have the card for 1-2 months then though.  Or, use the Target card, save 5% and pay interest. Almost balances out. It's all about planning and a little luck here and there!  

So for those of you that have been approved for a Walmart card, there might be an offer in your envelope! 

[Brian_Trying_700]

I just got approve for the Wally world car too, but I did not got it yet. I printed a coupon off there website for the 18 months 0% apr for 18 months for $429 or more for in store purchase on electronics. Wally card 5% off + my mothers long term service discount card = anther 10% off.

[webhopper]

Ask for a CLI on wal mart card they seem to be generous.

[webhopper]

Also keep in mind that macing the card and paying the card off slowly will lead to two maxed cards and will damage your fico in the short term

[Brian_Trying_700]

A cli on walmart just opened is a HP ?

[Revelate]

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@Brian_Trying_700 wrote:

A cli on walmart just opened is a HP ?

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AFAIK all GE-backed cards are SP CLI's.  I don't have any personally but I think Wally falls into this category.

[Brian_Trying_700]

Thank you. Yesssssssss

[Anonymous]

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@webhopper wrote:
Also keep in mind that macing the card and paying the card off slowly will lead to two maxed cards and will damage your fico in the short term

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I don't mind. I won't be applying for anything new in the near future. Plus, my total credit lines recently went from $1800. to $8600. recently so my utilization should stay low (about 20%). It used to hover in the 75-80% range. 

[Jlu]

Not to thread jack but anyone have success with GE CLIs before the 4 month mark?