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Applied Two GE Cards... Wal-Mart & Amazon

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YoungMoney06
Frequent Contributor

Applied Two GE Cards... Wal-Mart & Amazon

I just recently applied for two GE cards, Wal-Mart and Amazon, seeing as how I shop those the most often and would utilize those quite a bit, AND RESPONSIBLY, but was given the dreaded 7-10 day notice. I haven't checked my score recently, but am believed to be sitting at about a 642, but is there any way I could speed up the process. The hardest part is the waiting game, and I'm eager to grow my credit, so having these 2 additional cards would really help me, but am trying to be patient on whether I was approved or denied.

 

Any advice on how I could find out sooner, or must I be patient? Smiley Happy

My Wallet (Updated Sept 2023):
Store Cards:


Major Cards:


In Timeout:

Message 1 of 45
44 REPLIES 44
Anonymous
Not applicable

Re: Applied Two GE Cards... Wal-Mart & Amazon

Call back door number. Search for back door number, you'll see it

Message 2 of 45
Anonymous
Not applicable

Re: Applied Two GE Cards... Wal-Mart & Amazon


@Anonymous wrote:

Call back door number. Search for back door number, you'll see it


Agreed. When I got the 7-10 day message for my Dillard's card, I was sure that it meant that I had been turned down. Instead, they simply wanted to confirm my identity and I was approved. I would recommend that the OP give them a call and find out.

 

Message 3 of 45
Jutz
Valued Contributor

Re: Applied Two GE Cards... Wal-Mart & Amazon

GE has been doing the ID verification a lot lately, I keep seeing that for everyone's approvals.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 4 of 45
YoungMoney06
Frequent Contributor

Re: Applied Two GE Cards... Wal-Mart & Amazon

Should I call Wal-Mart underwriting, or Wal-Mart Personal Accounts? And for Amazon, GEMB backdoor number in the backdoor thread would work fine, correct?

 

My Wallet (Updated Sept 2023):
Store Cards:


Major Cards:


In Timeout:

Message 5 of 45
Jutz
Valued Contributor

Re: Applied Two GE Cards... Wal-Mart & Amazon

I think in your situation Personal Accounts is fine.  If you needed to recon UW would be better.

 

I think...

 

Most importantly, report back with results Smiley Happy

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 6 of 45
nicholasyud
Valued Contributor

Re: Applied Two GE Cards... Wal-Mart & Amazon

Most of the time they just need to verify information....

Starting Score: 560
Current Score: ?
Goal Score: 800
Message 7 of 45
Epcot
Valued Contributor

Re: Applied Two GE Cards... Wal-Mart & Amazon

Happened to me when I used my walmart pre-approval a couple weeks ago. Just answered three ID questions and was approved! Call in! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 8 of 45
Repo-ed
Senior Contributor

Re: Applied Two GE Cards... Wal-Mart & Amazon

your good!
5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 9 of 45
YoungMoney06
Frequent Contributor

Re: Applied Two GE Cards... Wal-Mart & Amazon

Speechless right now. Just called Wal Mart and was flat out told by an Indian woman in "customer relations" that because the system denied me, I would receive a denial letter with a reason in 7-10 business days. So I don't know but it's seeming that all ambition was lost by that rejection. Should I have done something different?? Not even sure if I want to check with Amazon now, a waste of to HPs for no reason.
My Wallet (Updated Sept 2023):
Store Cards:


Major Cards:


In Timeout:

Message 10 of 45
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