Applied for a business credit card

Anonymous · ‎01-04-2008

I applied for a business credit card through Cap1 I got the 7-10 day message. They pulled all three credit bureaus. Do they always do this? How hard is it to get a business card through them?

Red1Blue · ‎01-04-2008

Yep. They do it. They pull all 3CR's They pulled and then declined my app. I had better luck in getting a biz card from First Equity. When Cap/Advanta/Citi/BOA rejected me First Equity gave me a biz card with $3000 CL. They have been good to me so far. Hopefully I'll be getting a CLI soon from them. Good Luck with your App with capone.

Anonymous · ‎01-04-2008

Just got denied for first equity

Junejer · ‎01-04-2008

@Anonymous wrote:
I applied for a business credit card through Cap1 I got the 7-10 day message. They pulled all three credit bureaus. Do they always do this? How hard is it to get a business card through them?

Before I found this forum, I applied to first equity, Advanta and CapOne for Biz Cards. I got summarily declined by the first two and CapOne pulled all three CBRs and gave me a $500 CL. I am not upset, seeing that I have the TU Fico from Hades.

Elan Visa Business Cash Preferred | $50K 3/2024

AmEx Business Blue Cash | $38.8K 12/2021

Chase Marriott Bonvoy Boundless | $18.5K 3/2024

Chase Southwest Performance Business | $17K 11/2022

Capital One Venture One Card | $5.1K (SD) 12/2007

Chase Ink Business Unlimited | $5K 12/2021

AmEx Blue Cash Preferred | apping Not sure when

Starting Score: 469
Current Score: 824
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
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Red1Blue · ‎01-05-2008

Hi maxima, sorry to hear that firstequity denined your app. I am surprised. Did you try recon? Call them and ask them they might reconsider your app again.When I got my card my scores were not that high either. Probably around low 600's. I know of at least quite a few people who are approved for this card. May be wait till your scores goes up and try again.