@kerbear1969 wrote:I was approved for Discover More for 1k HOWEVER, i was upset about the interest rate of 22.9% huh? I thought Discover was a "prime" card??? My Orchard Bank and Capital One cards which are subprime cards have 16.45%.
They pulled EQ which was 698 however Citi visa was denied pulling EXP, uh i called to ask they reconsider by pulling EQ but they said nope.
First of all congrats on the Discover
The APR however is really high for a prime card. Even my Cap One rebuilder is 17%. When I got my Discover More my APR I was told was 16%. I did ask the agent why so high. His answer was 'well that's what its set at'. Mind you my credit is far from stellar so I am assuming that because of my credit, I was given this APR.
I PIF my discover so the APR doesnt bother me for the moment. I would say, just use it for 6 months and call them after your 6th statement to se if they can lower it.
