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Approved NFCU

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DanielF
Contributor

Approved NFCU

Just got word of my approval for the NFCU Cash Rewards Card. They set the initial credit limit at 2500. I opened an account in July with them and applied but it was denied. I applied yesterday and after they verified my employment, it was approved. I have a dismissed Chapter 13 from 2/2011 but no lates in several years and a decent AAoA and utilization. They have been awesome to work with. I can start paring down some of these rebuilder cards such as First Premier and Cap1.

Starting Score: 656(EQ myFICO) 668 (TU myFICO)
Current Score: 638 EQ 680 TU08 677 EX
Goal Score: 750
Message 1 of 11
10 REPLIES 10
ArisGreek
Frequent Contributor

Re: Approved NFCU

That's awesome!!! Congrats! What a great feeling, yeah?

===========
TU: 745(TU98) | EQ: 774 | EX: ? | NO BADDIES!
What's in my wallet? AMEX Platinum, United Presidential Plus World Elite MC, AMEX JetBlue, Nordstrom Visa Sig, Chase Sapphire Preferred, Discover More, AMEX Zync, Citi AAdvantage Plat Select Visa, Banana Republic, Home Depot
Message 2 of 11
Anonymous
Not applicable

Re: Approved NFCU

Hi Daniel, Welcome to the ForumsSmiley Happy

 

Congratulations!!!!

 

Happy Holidays.

Message 3 of 11
paula629
Contributor

Re: Approved NFCU

Congratulations!! From which CRA did they pull?
01/21/2021: EQ FICO 636 TU FICO 688 EX FICO 683 br>Goal:850
AMEX Delta Platinum $1k| Macys AMEX $1k| CARE CREDIT $6,600| NFCU AMEX $13.5k|NFCU Platinum $8k|DISCOVER $6k| NFCU LOC $13k| NORDSTROM $2200| Neiman Marcus $3k| PENFED CashRewards $10k| Value City Furniture $7,500k| LOWES $17k| Target $200|VW lease $13k| LFCU Pool loan $77k| NFCU auto $25k|BMW Auto $73k|Student loans $42k
*Entering garden May 2021*

Utilization: 47%
Message 4 of 11
Anonymous
Not applicable

Re: Approved NFCU

Sweet!! Love NFCU!! Congrats!!

Message 5 of 11
JagerBombs89
Established Contributor

Re: Approved NFCU

I just applied 2 days ago and they pulled TU for my cashRewards Visa.

Message 6 of 11
DotsSon
Member

Re: Approved NFCU

Thanks to all in this forum for being so awesome.  I have done so much improving my scores and gaining a foothold to financial stability because of your blogs here. I decided to apply at NFCU after reading everyone's comments about the CU's dispensing of love in their financial products along with their credit limits.  Yesterday in the AM my account with them was approved and activated.  Last night I was flagged about their rewards card in my offers. After debating with myself whether to apply or not, (5seconds) , I decided to accept.  NFCU showed me their love with a instant approved $12,500.00 CL.  Being a retired A.F. member and recognizing only A.F. achievements in my Post AF career, I have to admit that NFCU you are awesome !!! 

 

 

 

Starting Scores: all 3, low 600's

4 Jan 2012, TU 699, EQ 698, EX 726 

Message 7 of 11
Smug
Established Contributor

Re: Approved NFCU

Got to love NFCU!
Experian® 808/Equifax® ?/TransUnion® 810
Baddies Experian® clean/Equifax® 1/TransUnion® Clean
Last CLI 6-13-2013
Total Credit $121,190.00
Goal 780!
Message 8 of 11
RockinRay
Valued Contributor

Re: Approved NFCU


@Smug wrote:
Got to love NFCU!

I wish there was a way that I could get in with them. Dang it! Based on all of the good reviews here, it would sure be nice. Smiley Sad

 

Ray

Ray

** Every Card has a Job, and Every Card does its Job **
Message 9 of 11
the_jan_b
Established Contributor

Re: Approved NFCU


@DotsSon wrote:

Thanks to all in this forum for being so awesome.  I have done so much improving my scores and gaining a foothold to financial stability because of your blogs here. I decided to apply at NFCU after reading everyone's comments about the CU's dispensing of love in their financial products along with their credit limits.  Yesterday in the AM my account with them was approved and activated.  Last night I was flagged about their rewards card in my offers. After debating with myself whether to apply or not, (5seconds) , I decided to accept.  NFCU showed me their love with a instant approved $12,500.00 CL.  Being a retired A.F. member and recognizing only A.F. achievements in my Post AF career, I have to admit that NFCU you are awesome !!! 

 

 

 

Starting Scores: all 3, low 600's

4 Jan 2012, TU 699, EQ 698, EX 726 


I agree 100%...I've been with them for about 10 years; and I have nothing but good things to say about them! Smiley Wink

Enjoying your freedom? Thank a servicemember and their family!

In the garden since 26 Jun 14...

I am digitaldiva's alter-ego


Message 10 of 11
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