I have had Navy Federal LOC (Navchek) since May 2009. It was at $2000 and it never occured to me to ask for an increase. I would use it to pay a few bills and paid it off in full every month. After reading a few posts on here about asking for increases every few months, I realized I was long overdue. I called them up and asked for an increase. The rep asked what I would like to increase it to. I asked what the limit was. She said $15,000. I said, well, let's go for that then. 5 days and one verification phone call later and I got the message saying I was approved for the full increase to $15,000. It was applied to my account within the same day as the notification.
I figured, why not go for gold and applied for the Navy Federal CashRewards Visa on the 28th. Just got the message that I was approved for $10,000 credit limit.
For the past 3 years I have been stuck at a $3500 credit limit, which was the $2000 LOC and a $1500 Capital One card. Within a week I was able to attain $23,000 more in credit, which will hopefully help raise my credit scores even more! I feel really great right now.
I also applied for a mortgage loan with Navy Federal. Just faxed in all my paperwork and tax papers. Hoping for the best. We already live in the house we want to buy so I really hope it works out well. Seems like they are feeling generous.
Do you happen to know how many HP they did?
