@Anonymous wrote:
I applied for chase freedom and Amex at same time. Got approved with Amex and denied with chase. I did a recon with chase and it was like pulling teeth. I only have one baddie left, over 6 years old, about to fall off. So answered all the questions, then she said I had to send proof of social and address. I did and called another csr who verified more info then said you are approved for 500! Don't get me wrong, I'm grateful I could turn a denial into an approval, but am hoping they will give decent clis in time. Also because I got Amex, was surprised chase gave me so much. But just thankful I got a reconsideration, I always read about them, yet Ive never been successful. Anyone get good clis with chase?? Thanks
I wouldn't cry in my beer too much about the low CL...there are many here who would love to be in your shoes i.e. in the Chase and AMEX credit card family 
Congrats on the approval!
I actually got Denied for a Chase Slate and this after getting approved for Discover More, Amex Zinc, Amex Gold (for company related expenses) and Amex BCE. I called the recon line and a very stern woman informed me that the bundle of lates I had from 2009 were what was preventing my approval. I pointed out the reasons for that, the fact that I was in good standing with all those accounts (most of which are still open) and that I've had clear history for the last year and six months to no avail. I don't particularly care about any of Chase's products and really did the recon for practice, but I was a bit miffed by inability to make a solid case. Oh well, I'll try again in a year and after some GW letters.
@CreditCrusader wrote:
@Anonymous wrote:
I applied for chase freedom and Amex at same time. Got approved with Amex and denied with chase. I did a recon with chase and it was like pulling teeth. I only have one baddie left, over 6 years old, about to fall off. So answered all the questions, then she said I had to send proof of social and address. I did and called another csr who verified more info then said you are approved for 500! Don't get me wrong, I'm grateful I could turn a denial into an approval, but am hoping they will give decent clis in time. Also because I got Amex, was surprised chase gave me so much. But just thankful I got a reconsideration, I always read about them, yet Ive never been successful. Anyone get good clis with chase?? ThanksI wouldn't cry in my beer too much about the low CL...there are many here who would love to be in your shoes i.e. in the Chase and AMEX credit card family
Congrats on the approval!
I would love to get in with Chase and build with them. Thing is one never know what they can pull. If they pull EX for me, wouldnt be good; that's my lowest.
@sandsanta wrote:I actually got Denied for a Chase Slate and this after getting approved for Discover More, Amex Zinc, Amex Gold (for company related expenses) and Amex BCE. I called the recon line and a very stern woman informed me that the bundle of lates I had from 2009 were what was preventing my approval. I pointed out the reasons for that, the fact that I was in good standing with all those accounts (most of which are still open) and that I've had clear history for the last year and six months to no avail. I don't particularly care about any of Chase's products and really did the recon for practice, but I was a bit miffed by inability to make a solid case. Oh well, I'll try again in a year and after some GW letters.
You got a BCE? Would you mind sharing your CL?
BCE CL: 3100$ per what the rep just told me. APR is being finalized.
I always read that one need at least 700 on EX for the BCE.
Good for you and thats a nice CL for starter.
I was a bit suprised by it honestly but I'm very pleased. I wonder if they took my past Amex history (high charge amounts, always payed, never late) into account or if they are reducing the entry requirements across their lines to encourage growth. I don't have any need for credit so I'll be setting up autopay for PIF every month but I was desparately missing good customer service and member benefits with my other bank-issued credit cards.
