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Reading through the posts to see what people are getting approved for and wondering if there are some Barclays cards that are easier than others? Thoughts?
I have a Barclays Wyndham Rewards card.. My score was TU664 at the time, so i'm assuming it is fairly easy to get but it is a co-branded card.
To be honest it seems like Barclays is giving away the Arrival + WEMC. Many reports, myself included, of approvals with lots of new accounts and inqs. Lower initial lines though. It maybe an option providing you meet the $3k minimum spend.
@eagle2013 wrote:To be honest it seems like Barclays is giving away the Arrival + WEMC. Many reports, myself included, of approvals with lots of new accounts and inqs. Lower initial lines though. It maybe an option providing you meet the $3k minimum spend.
I was denied for the arrival+, because of many new accounts (11) were opened. There are 7 inqs on my TU.
@KennyRS wrote:
The Rewards card is what I'd recommend to anyone with fair/average/badish credit.
Arrival wouldn't be a recommendation to everyone, but to someone with 720+ credit, obviously the higher the better the odds for a best terms approval.
I was denied for the arrival+ with a TU FICO score 789.
I got approved for a Barclays rewards MC. with a myFico score of 622 / Barclay score of 611 with a credit line of $1,800 instant approved.. Yes, I feel VERY lucky.
@DigitalArk wrote:
@KennyRS wrote:
The Rewards card is what I'd recommend to anyone with fair/average/badish credit.
Arrival wouldn't be a recommendation to everyone, but to someone with 720+ credit, obviously the higher the better the odds for a best terms approval.I was denied for the arrival+ with a TU FICO score 789.
And your reason was the previous post. That statement lacked the obvious in that Barclays doesn't like new accounts nor a lot of inquiries on a report... Sorry, I'm sure you'll get it in the future, so long as you still want it.
@CardHunter wrote:I got approved for a Barclays rewards MC. with a myFico score of 622 / Barclay score of 611 with a credit line of $1,800 instant approved.. Yes, I feel VERY lucky.
APR? How long is the prom of 0%?
19.9% APR. and no 0% intro APR. on purchases or BT. other than that, it's a great card. lol...I do plan on PIF or keeping a very small balance because of the APR. but for someone with credit as bad as mine I am not complaining.