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Are there ever any Amex Offers for adding an AU

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Anonymous
Not applicable

Re: Are there ever any Amex Offers for adding an AU


@Anonymous wrote:


Offers on both my Platinum and PRG for 5K MR points after adding AU and they spend $500


Interesting, do you only have MR cards with Amex or do you have any cashback cards?  I only have the BCP right now, Platinum will be next year but 5K MRs doesn't sound all that great for a $175 AU fee annually, ha.

Message 11 of 22
BronzeTrader
Valued Contributor

Re: Are there ever any Amex Offers for adding an AU

I've seen:

5,000 MRs on Platinum, PRG

$25 on BCE/BCP with $xxx purchase.

1,500 MRs on ED/EDP with $xxx purchase.

 

Message 12 of 22
Anonymous
Not applicable

Re: Are there ever any Amex Offers for adding an AU

Thanks I’ll keep watching. Have 4 people I trust who I’d AU on BCP for $25 each if it ever shows up for me. Nice!
Message 13 of 22
K-in-Boston
Epic Contributor

Re: Are there ever any Amex Offers for adding an AU

I currently have 5000 MRs for $500 spend in 3 months, up to 4 times, for both Platinum and PRG.  Nothing on Blue, SPG, or Delta Platinum.

DW currently has 1500 MRs for $150 spend in 3 months, up to 4 times, on ED.  Fortunately, she has nothing on Delta Gold because that would tempt me to leave the garden for points.

Message 14 of 22
BronzeTrader
Valued Contributor

Re: Are there ever any Amex Offers for adding an AU

I do not mess with the $25 or 1,500 AU offers.  Not worth the efforts and impact to credit reports.

 

ED.PNG

 

BCE.PNG

Message 15 of 22
Anonymous
Not applicable

Re: Are there ever any Amex Offers for adding an AU


@Anonymous wrote:

@Anonymous wrote:


Offers on both my Platinum and PRG for 5K MR points after adding AU and they spend $500


Interesting, do you only have MR cards with Amex or do you have any cashback cards?  I only have the BCP right now, Platinum will be next year but 5K MRs doesn't sound all that great for a $175 AU fee annually, ha.


I don’t have any cash back cards with Amex, only MR earning ones.

Message 16 of 22
Anonymous
Not applicable

Re: Are there ever any Amex Offers for adding an AU


@BronzeTrader wrote:

I do not mess with the $25 or 1,500 AU offers.  Not worth the efforts and impact to credit reports.

 

ED.PNG

 

BCE.PNG


I wouldn't do it just for $25 but here's my AUs:

 

  • Gal I date for a long time has 820-830 FICO scores last she checked but only has 1 CC and 2 loans and doesn't generally like credit churning.  She drives a gas powered car and would like a piece of that BCP 3% on gas.  Easy AU.
  • Siblings are artists who pay cash for everything and whenever they needed to rent a car, etc, they had huge issues.  I made them AUs on a CC last year and they pay their share within a week of swiping.  I've heard rumors that Amex AU may give me flexibility in setting individual credit limits, not sure if that's true but if so it's a positive.  Read about it on this link.
  • The guy I jokingly call my butler (he isn't, just a neighbor who does odd jobs for me every week) goes to a lot of estate sales and sometimes finds things I would buy to resell later and in the past I just sent him funds with Zelle but I added him as an AU on one of my lower limit cards so that he can just get my approval and charge whatever the find was.  It's usually under $500, sometimes under $100 but it's a nice extra income for me and adding him to Amex would be an option if I could set a limit.

So there's 4 AU possibilities for me, all who have been good stewards of AU so far, and if I could cap their spending on top of that plus earn 1-6% on the spend, bonus.  Would make my life easier, and put a few bucks in my pocket for folks who are either credit adverse or credit poor but who I trust (at least with $500-$1000 of my money if they didn't pay).

 

If I get a Platinum card, I also have an AU possibility there -- one of my ex-employees is the most credit adverse person in the universe (not credit poor, just has no interest) but he retired when I did (extreme bitcoin-wealthy guy) and he spends probably $30,000 a year on airfare and hotels, so I would 100% pay his AU annual fee in exchange for the rewards earned.  If I could cap the spend limit, of course.

 

So my AUs aren't just to earn $25 or whatever, but because it would make my life a LOT easier.  I'd still hold out for a bonus, why leave money on the table?

Message 17 of 22
K-in-Boston
Epic Contributor

Re: Are there ever any Amex Offers for adding an AU

@Anonymous yes, all American Express cards (personal, small business, corporate) allow you to set individual spending limits for each user right from your account. I believe you have to be logged into the desktop site to do so. Certainly a great way to rack up extra points/dollars.

Message 18 of 22
Anonymous
Not applicable

Re: Are there ever any Amex Offers for adding an AU


@K-in-Boston wrote:

@Anonymous yes, all American Express cards (personal, small business, corporate) allow you to set individual spending limits for each user right from your account. I believe you have to be logged into the desktop site to do so. Certainly a great way to rack up extra points/dollars.


Awesome, thank you for verifying that.  It'll certainly make a difference.  I'm eyeballing the other Amex cashback grocery card without the AF because I personally will hit $6000 a year spend at the grocery store, so I think it may make more sense to do AU on the other 3% card with no cap.  I have to do more math on it though.

 

I want to kick myself for being income-rich but credit-stupid for 20 years.  All of the AUs I could have potentially had (employees on a business card that I used to just tell to charge a purchase individually and I'd write a check, ugh)...

Message 19 of 22
Anonymous
Not applicable

Re: Are there ever any Amex Offers for adding an AU


@BronzeTrader wrote:

I've seen:

5,000 MRs on Platinum, PRG

$25 on BCE/BCP with $xxx purchase.

1,500 MRs on ED/EDP with $xxx purchase.

 


I currently have 5000 MR's on my PRG and $25 on my BCP. Smiley Happy 

 

Edit to add: Also on my Hilton 5000 bonus points. 

Message 20 of 22
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