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@Anonymous wrote:Offers on both my Platinum and PRG for 5K MR points after adding AU and they spend $500
Interesting, do you only have MR cards with Amex or do you have any cashback cards? I only have the BCP right now, Platinum will be next year but 5K MRs doesn't sound all that great for a $175 AU fee annually, ha.
I've seen:
5,000 MRs on Platinum, PRG
$25 on BCE/BCP with $xxx purchase.
1,500 MRs on ED/EDP with $xxx purchase.
I currently have 5000 MRs for $500 spend in 3 months, up to 4 times, for both Platinum and PRG. Nothing on Blue, SPG, or Delta Platinum.
DW currently has 1500 MRs for $150 spend in 3 months, up to 4 times, on ED. Fortunately, she has nothing on Delta Gold because that would tempt me to leave the garden for points.
I do not mess with the $25 or 1,500 AU offers. Not worth the efforts and impact to credit reports.
@Anonymous wrote:
@Anonymous wrote:Offers on both my Platinum and PRG for 5K MR points after adding AU and they spend $500
Interesting, do you only have MR cards with Amex or do you have any cashback cards? I only have the BCP right now, Platinum will be next year but 5K MRs doesn't sound all that great for a $175 AU fee annually, ha.
I don’t have any cash back cards with Amex, only MR earning ones.
@BronzeTrader wrote:I do not mess with the $25 or 1,500 AU offers. Not worth the efforts and impact to credit reports.
I wouldn't do it just for $25 but here's my AUs:
So there's 4 AU possibilities for me, all who have been good stewards of AU so far, and if I could cap their spending on top of that plus earn 1-6% on the spend, bonus. Would make my life easier, and put a few bucks in my pocket for folks who are either credit adverse or credit poor but who I trust (at least with $500-$1000 of my money if they didn't pay).
If I get a Platinum card, I also have an AU possibility there -- one of my ex-employees is the most credit adverse person in the universe (not credit poor, just has no interest) but he retired when I did (extreme bitcoin-wealthy guy) and he spends probably $30,000 a year on airfare and hotels, so I would 100% pay his AU annual fee in exchange for the rewards earned. If I could cap the spend limit, of course.
So my AUs aren't just to earn $25 or whatever, but because it would make my life a LOT easier. I'd still hold out for a bonus, why leave money on the table?
@Anonymous yes, all American Express cards (personal, small business, corporate) allow you to set individual spending limits for each user right from your account. I believe you have to be logged into the desktop site to do so. Certainly a great way to rack up extra points/dollars.
@K-in-Boston wrote:@Anonymous yes, all American Express cards (personal, small business, corporate) allow you to set individual spending limits for each user right from your account. I believe you have to be logged into the desktop site to do so. Certainly a great way to rack up extra points/dollars.
Awesome, thank you for verifying that. It'll certainly make a difference. I'm eyeballing the other Amex cashback grocery card without the AF because I personally will hit $6000 a year spend at the grocery store, so I think it may make more sense to do AU on the other 3% card with no cap. I have to do more math on it though.
I want to kick myself for being income-rich but credit-stupid for 20 years. All of the AUs I could have potentially had (employees on a business card that I used to just tell to charge a purchase individually and I'd write a check, ugh)...
@BronzeTrader wrote:I've seen:
5,000 MRs on Platinum, PRG
$25 on BCE/BCP with $xxx purchase.
1,500 MRs on ED/EDP with $xxx purchase.
I currently have 5000 MR's on my PRG and $25 on my BCP.
Edit to add: Also on my Hilton 5000 bonus points.