Arrival has..arrived!

isoldmyatlas · ‎07-23-2013

Had to wait the full 10 days for this one to show up! It's very pretty though, kind of a gunmetal color and very sparkly. APR is 18.99% after 0% for the first 12 months. They pulled TU as expected and my score is 746! Since I got both a TU and EX score from them (the EX was a soft pull) I decided to pull my own EQ score from here and it was 712, which was a bummer since that's my report with the fewest inquiries! Oh well...at least I'm still on track for good rates when I buy a home in a few years

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

myjourney · ‎07-23-2013

@isoldmyatlas wrote:
Had to wait the full 10 days for this one to show up! It's very pretty though, kind of a gunmetal color and very sparkly. APR is 18.99% after 0% for the first 12 months. They pulled TU as expected and my score is 746! Since I got both a TU and EX score from them (the EX was a soft pull) I decided to pull my own EQ score from here and it was 712, which was a bummer since that's my report with the fewest inquiries! Oh well...at least I'm still on track for good rates when I buy a home in a few years

A new shiny card Wooo Hooo

Congrats

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

djc1puno · ‎07-23-2013

Nice!

GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---

missjae · ‎07-23-2013

Congrats!

ezdoesit · ‎07-23-2013

Congrats. I so want to pull the trigger on this card. Which one did you get 20k bonus and no af?

BearsAndTurtlesRtheBest · ‎07-23-2013

Congrats and looking good with em scores.

Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
Chapter 7 BK Dischagred on 07/11/16. Gardening Since 01/17/2019

isoldmyatlas · ‎07-23-2013

@ezdoesit wrote:
Congrats. I so want to pull the trigger on this card. Which one did you get 20k bonus and no af?

I chose the one with the 40,000 bonus for $1000 spend over 90 days. The annual fee is waived the first year and I can downgrade before it renews, so it was a no-brainer.

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)

Open123 · ‎07-23-2013

@isoldmyatlas wrote:
@ezdoesit wrote:
Congrats. I so want to pull the trigger on this card. Which one did you get 20k bonus and no af?
I chose the one with the 40,000 bonus for $1000 spend over 90 days. The annual fee is waived the first year and I can downgrade before it renews, so it was a no-brainer.

+1

This is one of those decisions where no thought or analysis is required.

I'm still flabbergasted when someone does it the other way around, such as app for the Chase Sapphire, then PC'ing to the Sapphire Preferred losing out on the Preferred's bonus.

chnceit · ‎07-23-2013

Congrats!

Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening

ezdoesit · ‎07-24-2013

@isoldmyatlas wrote:
@ezdoesit wrote:
Congrats. I so want to pull the trigger on this card. Which one did you get 20k bonus and no af?
I chose the one with the 40,000 bonus for $1000 spend over 90 days. The annual fee is waived the first year and I can downgrade before it renews, so it was a no-brainer.

I couldn't agree with you more. I was asking because I saw your CL at 4k and was curious if they gave out the WMC with less than a 5k cl.